Bad Credit Loans Plano, TX ($100 - $35,000)

Loans for Bad Credit in Plano, TX

When you have bad credit, it can seem like you have nowhere to turn, but "bad credit loans" are an option in Plano, TX, even if they aren't really called that.

We can help you connect with lenders that offer all sorts of loans for people with bad credit in Plano and you stand a chance of being approved.

Yes, you can get cash online! It's very easy to apply and we could see you connected with an online lender in Texas in a matter of minutes.

You can choose between $100 and $35,000 depending on your own needs.

This might come in the form of a payday loan that is repaid in one lump sum after you next get your wages, or a larger personal loan that's repaid over a longer period in installments.

Either way, the lenders in our network have the flexibility to meet the needs of borrowers with different situations.

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Loans Available in the Following Plano, Texas Zip Codes:

75023, 75024, 75025, 75074, 75075, 75093, 75094, 75086, 75026, 76025

On the Map:

Plano, TX City Data:

Population: 287765

Average car ownership: 2

Median age: 38.3

Median household income: $93012

Median property value: $341100

Homeownership rate: 57.8

Poverty rate: 7.03

Plano Photo:

Plano, TX

How to Get a Loan with Bad Credit in Plano, TX?

We know what it's like spending time waiting in line at the bank, filling out the paperwork, only to be told you've been rejected. So, why not go the online route?

It's fast, easy, and you'll know onscreen if a lender has approved you.

These loans are perfectly legal in Plano, TX, do not require collateral (unsecured), and are open to those with a poor credit history.

What's more, our handy loan connection tool means you don't even have to make multiple applications!

Gone are the days of having to travel to the bank or storefront lender to make your application. Our loan connection tool streamlines the entire process, allowing you to get started using any device with a web browser.

Just select an amount from $100 to $35,000, provide us your contact details, and we'll do the rest – passing the info among a network of legally licensed lenders in Plano, Texas.

If connected, we send you right to their application page, so you don't have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting.

What could be easier than that?

Are Online Bad Credit Loans Safe?

Yes, they are safe. Even though some websites can use shady tactics to get you to sign up, we ensure all the lenders in our network are fully licensed and legally able to issue loans in Texas, just like if you went to the loan store. In fact, some operate online and have storefronts in the city anyway.

Because we are not a lender and cannot make decisions about your application you won't learn your interest rate and other terms unless you are connected with a lender and they make you an offer.

But state law means you'll be given a digital copy of the terms and conditions, including the total amount you can borrow, the interest rate and how it will be applied to each installment, and the repayment schedule.

Note: When signing up you need to provide a checking account in your name for the loan to be deposited. That means you need to ensure you have funds in your account on these dates to cover the loan payments.

Plano, Texas Bad Credit Loan Companies:

ACE Cash Express
2070 W Spring Creek Pkwy, Plano, TX 75023
(972) 517-7959
ACE Cash Express
1500 N Central Expy, Plano, TX 75074
(972) 212-5371
ACE Cash Express
2401 Jupiter Rd, Plano, TX 75074
(972) 578-5064
B3 Cash Solutions
601 W Parker Rd Ste 115, Plano, TX 75023
(972) 422-9832
B3 Cash Solutions
601 W Parker Rd, Plano, TX 75023
(972) 422-9832
Berkshire Lending
660 N Central Expy Ste 102, Plano, TX 75074-1012
(214) 738-2735
Capital One
7933 Preston Rd, Plano, TX 75024-2302
(800) 227-3863
Cash Store
2498 K Ave, Plano, TX 75074
(972) 423-0672
Cash Store
2100 Dallas Pkwy Ste 145, Plano, TX 75093
(972) 403-7245
Check N Go of Texas
3131 Custer Rd. Ste 150, Plano, TX 75075
(972) 673-0998
Check N Title Loans
3300 K Ave Ste 150, Plano, TX 75074
(214) 501-2031
Check N' Go
4013 14th St Ste 403, Plano, TX 75074
(972) 423-8966
First Cash Advance
2024 W 15th St Ste B, Plano, TX 75075
(972) 422-9053
Full Spectrum Lending
6400 Legacy Dr, Plano, TX 75024
(972) 788-2558
I Pay Child Care
1081 Ohio Dr Ste A, Plano, TX 75093-5358
(469) 231-3215
Information Management Consulting Inc
5960 W. Parker Rd Ste 278-280, Plano, TX 75093
Loans Payday
7950 Legacy Dr, Plano, TX 75024
(800) 683-8993
Payday 24 Now
1409 Shiloh Rd Ste 250, Plano, TX 75074
(469) 626-9391
PLS Check Cashing
3300 Ave K Ste 100, Plano, TX 75074
(972) 422-7434
PLS Loan
3300 K Ave Ste 100, Plano, TX 75074-2339
(972) 509-5800
Prestonshire Financial Services LLC
5316 Doral Cir, Plano, TX 75093-4116
(214) 681-9382
Ready America Funding Corp
5301 W Spring Creek Pkwy Apt 1628, Plano, TX 75024-4909
(214) 237-3320
Tandum Associates, LTD
1301 Custer Rd. Ste 352-2033, Plano, TX 75075
(972) 943-9513
Texas Car Title & Payday Loan Services
1414 Jupiter Rd, Plano, TX 75074
(469) 630-7427
Texas Car Title & Payday Loan Services
1414 Jupiter Road, Plano, TX 75074
(469) 467-6099
Unisys Monaco Finance
2740 Dallas Pkwy., #26 B, Plano, TX 75074
(972) 543-1465
Online loans from direct lenders (bad credit accepted):

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Beware of False Promises

We do our best to vet all the lenders in our network, but it is always wise to look out for misleading language and false promises.

No legal lender in Plano can promise instant or guaranteed approval and they will all carry out some form of credit check, even if it isn't via one of the big three credit rating agencies.

The Good News: Regardless of whether this credit check returns a poor credit history, you will not be automatically rejected.

Our users are routinely approved by lenders for reasonable amounts based on their employment status and income level, and they are much less discriminatory than the large banks and traditional lenders. So why not give it a shot?

How Can I Get a Loan with Bad Credit in Plano, TX?

In order to be eligible to apply, you still must meet these basic requirements, which shouldn't be a problem if you have an income:

  • Earn at least $1,000 per month and can verify this with statements if asked.
  • Be at least 18 years old as loans cannot be issued to minors.
  • Have a bank account with checking facilities so the loan can be deposited quickly.
  • Be a legal US citizen and have a fixed address in Plano, TX where you can be contacted.

For many people searching for bad credit loans is their last resort, so if you don't have any savings, friends, or family that can help, a credit card, or access to other loan products, then a bad credit loan may be your only solution.

However, even those with good credit enjoy the ease of applying online via our loan connection tool because it's so fast and easy.

If connected and approved by a lender, you could see the cash in your account in as fast as one working day - perfect if you need money fast during an emergency.

Next Steps

Your next step for a personal loan between $100 and $35,000, is to download all your financial statements, scan your IDs, have your SSN on hand, and then double-check how much you can afford to repay each month (including interest).

Then simply use our sliders to choose the amount you need; give us your basic contact details and we'll do the hard work for you.

Tip: If you apply early in the day during the working week, you stand a better chance of getting the funds the next morning.

Note: We and our partners use industry-standard encryption technology to make sure your personal data is safe, and we never pass on or sell this data to third parties.

How To Rebuild Your Credit Score

There's lots of articles out there that claim to help you rebuild your credit score, but the simple fact is the only way to do it is to borrow money and repay it successfully. This shows lenders that you are becoming more trustworthy.

Taking out a bad credit loan in Plano, Texas - a small amount initially - is a great way to get the ball rolling.

Once you successfully repay it, you'll be able to borrow larger amounts and access better loan products, gradually rebuilding your credit.

Having bad credit is not the end of the world like it used to be, there are options out there and with the online lenders looking for more customers there couldn't be a better time to apply.

Top 12 Texas Cities by Population:

Online loans from direct lenders (bad credit accepted):

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