Bad Credit Loans Austin, TX ($100 - $35,000)

Loans for Bad Credit in Austin, TX

When you have bad credit, it can seem like you have nowhere to turn, but "bad credit loans" are an option in Austin, TX, even if they aren't really called that.

We can help you connect with lenders that offer all sorts of loans for people with bad credit in Austin and you stand a chance of being approved.

Yes, you can get cash online! It's very easy to apply and we could see you connected with an online lender in Texas in a matter of minutes.

You can choose between $100 and $35,000 depending on your own needs.

This might come in the form of a payday loan that is repaid in one lump sum after you next get your wages, or a larger personal loan that's repaid over a longer period in installments.

Either way, the lenders in our network have the flexibility to meet the needs of borrowers with different situations.

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Loans Available in the Following Austin, Texas Zip Codes:

78701, 78702, 78703, 78704, 78705, 78712, 78717, 78719, 78721, 78722, 78723, 78724, 78725, 78726, 78727, 78728, 78729, 78730, 78731, 78732, 78733, 78734, 78735, 78736, 78737, 78738, 78739, 78741, 78742, 78744, 78745, 78746, 78747, 78748, 78749, 78750, 78751, 78752, 78753, 78754, 78756, 78757, 78758, 78759, 78762, 78763, 78715, 78774, 78786, 78780, 78771, 78781, 78767, 78714, 73344, 78760, 78782, 78718, 78789, 78773, 78787, 78716, 78768, 78709, 78708, 73301, 78764, 78720, 78772, 78769, 78765, 78779, 78761, 78972, 78766, 78711, 78785, 78788, 78710, 78778, 78755, 78713, 78783

On the Map:

Austin, TX City Data:

Population: 964243

Average car ownership: 2

Median age: 33.6

Median household income: $71543

Median property value: $365500

Homeownership rate: 44.8

Poverty rate: 15.4

Austin Photo:

Austin, TX

How to Get a Loan with Bad Credit in Austin, TX?

We know what it's like spending time waiting in line at the bank, filling out the paperwork, only to be told you've been rejected. So, why not go the online route?

It's fast, easy, and you'll know onscreen if a lender has approved you.

These loans are perfectly legal in Austin, TX, do not require collateral (unsecured), and are open to those with a poor credit history.

What's more, our handy loan connection tool means you don't even have to make multiple applications!

Gone are the days of having to travel to the bank or storefront lender to make your application. Our loan connection tool streamlines the entire process, allowing you to get started using any device with a web browser.

Just select an amount from $100 to $35,000, provide us your contact details, and we'll do the rest – passing the info among a network of legally licensed lenders in Austin, Texas.

If connected, we send you right to their application page, so you don't have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting.

What could be easier than that?

Are Online Bad Credit Loans Safe?

Yes, they are safe. Even though some websites can use shady tactics to get you to sign up, we ensure all the lenders in our network are fully licensed and legally able to issue loans in Texas, just like if you went to the loan store. In fact, some operate online and have storefronts in the city anyway.

Because we are not a lender and cannot make decisions about your application you won't learn your interest rate and other terms unless you are connected with a lender and they make you an offer.

But state law means you'll be given a digital copy of the terms and conditions, including the total amount you can borrow, the interest rate and how it will be applied to each installment, and the repayment schedule.

Note: When signing up you need to provide a checking account in your name for the loan to be deposited. That means you need to ensure you have funds in your account on these dates to cover the loan payments.

Austin, Texas Bad Credit Loan Companies:

1-888-Lending, Inc
700 Lavaca St Ste 1401, Austin, TX 78701-3101
(888) 536-7275
ACE Cash Express
2425 E 7th St, Austin, TX 78702
(512) 476-3338
ACE Cash Express
517 W Oltorf St, Austin, TX 78704
(512) 442-9820
ACE Cash Express
517 W Oltorf St, Austin, TX 78704
(512) 442-9820
ACE Cash Express
5341 Cameron Rd, Austin, TX 78723
(512) 458-5498
ACE Cash Express
2237 E Riverside Dr, Austin, TX 78741
(512) 447-5682
ACE Cash Express
801 E William Cannon Dr Ste 202, Austin, TX 78745
(512) 916-1116
ACE Cash Express
730 W Stassney Ln, Austin, TX 78745
(512) 447-9371
ACE Cash Express
730 West Stassney Ln, Austin, TX 78745
(512) 448-1747
ACE Cash Express
10205 N Lamar Blvd, Austin, TX 78753
(512) 835-2291
ACE Cash Express
9411 Dessau Rd, Austin, TX 78754
(512) 834-1064
ACE Cash Express
8501 Burnet Rd, Austin, TX 78757
(512) 458-3747
ACE Cash Express
8728 B Research Blvd, Austin, TX 78758
(512) 419-9940
Advance America Cash Advance Centers
1901 E. 7th St., Austin, TX 78702
(512) 476-1089
Agrow Credit Corporation
2579 Western Trails Blvd Ste 210, Austin, TX 78745-1578
(512) 892-8999
Arizona-personal-loans.com
P.o. Box 26400, Austin, TX 78755
Austin's Lender
6507 Jester Blvd, Austin, TX 78750
(512) 953-7359
Cash Advance USA
----, Austin, TX 78701
(512) 571-3828
Cash Advance USA
401 Congress Ave Ste 1545, Austin, TX 78701
(512) 571-3828
Cash Plus
8400 Brodie Ln, Austin, TX 78745
(512) 282-2274
Cash Store
2793 E 7th St, Austin, TX 78702
(512) 477-9990
Cash Store
600 E Ben White Blvd Ste 400, Austin, TX 78704
(512) 416-9900
Cash Store
5510 S Interstate 35 Ste 190, Austin, TX 78745
(512) 326-2167
Cash Store
9300 S Ih 35 Bldg G150, Austin, TX 78748
(512) 292-9092
Cash Store
3601 W William Cannon Dr Ste 100 Bldg 4, Austin, TX 78749
(512) 891-0045
Cash Today
1420 S Ih-35, Austin, TX 78701
(512) 719-5626
Cash Today
1138 Airport Blvd, Austin, TX 78702
(512) 927-2274
CashMax Title & Loan
5312 Airport Blvd Ste D, Austin, TX 78751
(512) 300-2274
Check 'n Go
500 E Ben White Suite 700, Austin, TX 78704
(512) 326-2156
Check 'n Go
2407 S Congress Ave Ste B, Austin, TX 78704
(512) 440-1519
Check 'n Go
5403 Cameron Rd Ste 300, Austin, TX 78723
(512) 374-0598
Check 'n Go
2501 W Parmer Ln, Austin, TX 78727
(512) 832-5906
Discoteca Latino
9304 N Lamar Blvd, Austin, TX 78753
(512) 339-9795
Easy Lending Solutions, LLC.
900 Ranch Road 620 S Ste 101-127, Austin, TX 78734-5615
(800) 385-5723
Easyfinancial Services
4360 S Congress Ave Ste 108, Austin, TX 78745-1118
(512) 243-5087
Edge Capital Funding
2028 E Ben White Blvd Ste 240-1339, Austin, TX 78741-6966
(800) 307-6040
Empire Funding Corporation
9737 Great Hills Trail, Austin, TX 78759-6417
Fedcash
5312 Airport Blvd, Austin, TX 78751
(512) 300-2274
First Cash Advance
13000 N Interstate 35, Austin, TX 78753
(512) 491-7728
Friendly Loans
7517 Cameron Rd Ste 104, Austin, TX 78752
(512) 458-3386
Green Tree Payday
6404 Wilshire Blvd, Suite 1850, Austin, TX 78759
Homefront Tax Loans
515 Congress Ave Ste 1900, Austin, TX 78701-3526
(877) 391-4829
Instant Cash Advance
111 Congress Ave, Austin, TX 78701-4050
(512) 561-8866
Kwik Cash Loans
3851 Airport Blvd Ste 104a, Austin, TX 78722-1344
(512) 477-2244
Loans Now
One Congress Plaza 111 Congress Ave, Austin, TX 78701
(512) 717-6393
Momentum Mortgage
8600 N Fm 620 Rd Apt 2533, Austin, TX 78726-3575
Money Money Check Cashing
1925 Rutland Dr, Austin, TX 78758
(512) 833-9623
Moneyfund Inc
111 Congress Ave Floor 4, Austin, TX 78701-4050
(888) 812-6255
National Pawn & Jewelry
2121 W. Pamer Ln. Ste. 109-b, Austin, TX 78727
(512) 977-8000
National Pawn & Jewelry
5405 S Pleasant Valley Rd, Ste D, Austin, TX 78744
(512) 440-7296
National Pawn & Jewelry
5416 Manchaca Rd., Austin, TX 78745
(512) 443-5500
National Pawn & Jewelry
111 W William Cannon Dr Ste C-1, Austin, TX 78745
(512) 447-9327
National Pawn & Jewelry
11304 N. Ih 35, Austin, TX 78753
(512) 836-3458
Northway Financial Corporation
11111 E. 1st, Austin, TX 78751
One Loan Place
100 Congress Ave Ste 2000, Austin, TX 78701
(512) 522-4964
Payday Cash Advance Loans
815 Brazos St, Austin, TX 78701
(940) 536-3922
Payday Loans Austin
128 E 4th St, Austin, TX 78701
(512) 501-2022
Payment 1 Financial Group
6719 N Lamar Blvd, Austin, TX 78752
(512) 827-3469
People's Funding Inc
13276 Research Blvd Ste 103, Austin, TX 78750-3225
(512) 506-9300
Platinum Cash Advance
111 Congress Ave, Austin, TX 78701
(972) 916-9519
Principal One LLC
7000 Bee Caves Road # 300, Austin, TX 78746
Prodigy Mortgage
2517 E 4th St, Austin, TX 78702-4711
(512) 502-5444
Pueblito Express
14236 Fm 969, Austin, TX 78724
(512) 243-8595
Pueblito Express
2101 Wickersham Ln, Austin, TX 78741
(512) 386-5100
QuickLoans.net
7600 Chevy Chase Dr Ste 2300, Austin, TX 78752
(512) 879-9910
Quik Cash
2030 E Oltorf St Ste 105, Austin, TX 78741
(512) 326-5636
Shine Business Funding
815 Brazos St Ste No 500, Austin, TX 78701
(512) 961-8506
Speedy Cash
2818 S Lamar Blvd, Austin, TX 78704
(512) 351-4914
Speedy Cash
3706 Guadalupe St Ste D, Austin, TX 78705
(512) 452-6570
Speedy Cash
3840 Airport Blvd, Austin, TX 78722
(512) 351-4427
Speedy Cash
7112 Ed Bluestein Blvd Ste 177, Austin, TX 78723
(512) 518-4659
Speedy Cash
2008 W Parmer Ln, Austin, TX 78727
(512) 271-4542
Speedy Cash
2514 E Ben White Blvd, Austin, TX 78741
(512) 351-4367
Speedy Cash
2030 E Oltorf St Ste 102 B, Austin, TX 78741
(512) 351-4336
Speedy Cash
2237 E Riverside Dr Ste 101 D, Austin, TX 78741
(512) 593-6927
Speedy Cash
1909 E William Cannon Dr Ste 101, Austin, TX 78744
(512) 643-1572
Speedy Cash
5532 Manchaca Rd, Austin, TX 78745
(512) 596-0436
Speedy Cash
6702 S Congress Ave, Austin, TX 78745
(512) 351-3079
Speedy Cash
7201 Cameron Rd, Austin, TX 78752
(512) 271-4575
Speedy Cash
6401 B Airport Blvd Ste B, Austin, TX 78752
(512) 467-9868
Speedy Cash
11300 Pollyanna Ave Ste C, Austin, TX 78753
(512) 593-6915
Speedy Cash
9616 N Lamar Blvd Ste 199, Austin, TX 78753
(512) 596-0429
Speedy Cash
11643 Research Blvd Ste B, Austin, TX 78759
(512) 643-1548
Stanley Home Solutions, LLC
700 Lavaca St Ste 1401, Austin, TX 78701-3101
(405) 362-6481
Stanley HS
700 Lavaca St Ste 1401, Austin, TX 78701
(405) 362-6481
Stassney Check Cashing & Envios de Dinero
5717 S Ih 35 Frontage Rd Bldg D, Austin, TX 78745
(512) 804-9939
Stavigs
11401 Century Oaks Ter, Austin, TX 78758
(409) 745-6267
Texas Car Title & Payday Loan Services
2120 S Lamar Blvd, Austin, TX 78704
(512) 462-9700
The Cash Store
600 E. Ben White Blvd, Suite 400, Austin, TX 78704
(512) 416-9901
The Money Box
2805 S Lamar Blvd, Austin, TX 78723
(512) 448-4278
Toledo Finance
1211 W 6th St, Austin, TX 78703
(512) 476-6711
Twin Oaks Financial Group
401 Congress Ave, Austin, TX 78701
(512) 501-1086
Worth Finance Corporation
11671 Jollyville Rd # 204, Austin, TX 78759-4141
(512) 494-1264
Zeus Financial Services
12316 Little Fatima Lane, Austin, TX 78753
(512) 367-5875
Online loans from direct lenders (bad credit accepted):

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Beware of False Promises

We do our best to vet all the lenders in our network, but it is always wise to look out for misleading language and false promises.

No legal lender in Austin can promise instant or guaranteed approval and they will all carry out some form of credit check, even if it isn't via one of the big three credit rating agencies.

The Good News: Regardless of whether this credit check returns a poor credit history, you will not be automatically rejected.

Our users are routinely approved by lenders for reasonable amounts based on their employment status and income level, and they are much less discriminatory than the large banks and traditional lenders. So why not give it a shot?

How Can I Get a Loan with Bad Credit in Austin, TX?

In order to be eligible to apply, you still must meet these basic requirements, which shouldn't be a problem if you have an income:

  • Earn at least $1,000 per month and can verify this with statements if asked.
  • Be at least 18 years old as loans cannot be issued to minors.
  • Have a bank account with checking facilities so the loan can be deposited quickly.
  • Be a legal US citizen and have a fixed address in Austin, TX where you can be contacted.

For many people searching for bad credit loans is their last resort, so if you don't have any savings, friends, or family that can help, a credit card, or access to other loan products, then a bad credit loan may be your only solution.

However, even those with good credit enjoy the ease of applying online via our loan connection tool because it's so fast and easy.

If connected and approved by a lender, you could see the cash in your account in as fast as one working day - perfect if you need money fast during an emergency.

Next Steps

Your next step for a personal loan between $100 and $35,000, is to download all your financial statements, scan your IDs, have your SSN on hand, and then double-check how much you can afford to repay each month (including interest).

Then simply use our sliders to choose the amount you need; give us your basic contact details and we'll do the hard work for you.

Tip: If you apply early in the day during the working week, you stand a better chance of getting the funds the next morning.

Note: We and our partners use industry-standard encryption technology to make sure your personal data is safe, and we never pass on or sell this data to third parties.

How To Rebuild Your Credit Score

There's lots of articles out there that claim to help you rebuild your credit score, but the simple fact is the only way to do it is to borrow money and repay it successfully. This shows lenders that you are becoming more trustworthy.

Taking out a bad credit loan in Austin, Texas - a small amount initially - is a great way to get the ball rolling.

Once you successfully repay it, you'll be able to borrow larger amounts and access better loan products, gradually rebuilding your credit.

Having bad credit is not the end of the world like it used to be, there are options out there and with the online lenders looking for more customers there couldn't be a better time to apply.

Top 12 Texas Cities by Population:

Online loans from direct lenders (bad credit accepted):

By clicking “Get Started”, you agree to Privacy Policy and Terms & Conditions.