Bad Credit Loans Lubbock, TX ($100 - $35,000)

Loans for Bad Credit in Lubbock, TX

When you have bad credit, it can seem like you have nowhere to turn, but "bad credit loans" are an option in Lubbock, TX, even if they aren't really called that.

We can help you connect with lenders that offer all sorts of loans for people with bad credit in Lubbock and you stand a chance of being approved.

Yes, you can get cash online! It's very easy to apply and we could see you connected with an online lender in Texas in a matter of minutes.

You can choose between $100 and $35,000 depending on your own needs.

This might come in the form of a payday loan that is repaid in one lump sum after you next get your wages, or a larger personal loan that's repaid over a longer period in installments.

Either way, the lenders in our network have the flexibility to meet the needs of borrowers with different situations.

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Loans Available in the Following Lubbock, Texas Zip Codes:

79401, 79403, 79404, 79406, 79407, 79410, 79411, 79412, 79413, 79414, 79415, 79416, 79423, 79424, 79409, 79453, 79493, 79408, 79457, 79405, 79464, 79402, 79490, 79430, 79491, 79452, 79499

On the Map:

Lubbock, TX City Data:

Population: 247323

Average car ownership: 2

Median age: 29.4

Median household income: $47326

Median property value: $123800

Homeownership rate: 52.1

Poverty rate: 19.8

Lubbock Photo:

Lubbock, TX

How to Get a Loan with Bad Credit in Lubbock, TX?

We know what it's like spending time waiting in line at the bank, filling out the paperwork, only to be told you've been rejected. So, why not go the online route?

It's fast, easy, and you'll know onscreen if a lender has approved you.

These loans are perfectly legal in Lubbock, TX, do not require collateral (unsecured), and are open to those with a poor credit history.

What's more, our handy loan connection tool means you don't even have to make multiple applications!

Gone are the days of having to travel to the bank or storefront lender to make your application. Our loan connection tool streamlines the entire process, allowing you to get started using any device with a web browser.

Just select an amount from $100 to $35,000, provide us your contact details, and we'll do the rest – passing the info among a network of legally licensed lenders in Lubbock, Texas.

If connected, we send you right to their application page, so you don't have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting.

What could be easier than that?

Are Online Bad Credit Loans Safe?

Yes, they are safe. Even though some websites can use shady tactics to get you to sign up, we ensure all the lenders in our network are fully licensed and legally able to issue loans in Texas, just like if you went to the loan store. In fact, some operate online and have storefronts in the city anyway.

Because we are not a lender and cannot make decisions about your application you won't learn your interest rate and other terms unless you are connected with a lender and they make you an offer.

But state law means you'll be given a digital copy of the terms and conditions, including the total amount you can borrow, the interest rate and how it will be applied to each installment, and the repayment schedule.

Note: When signing up you need to provide a checking account in your name for the loan to be deposited. That means you need to ensure you have funds in your account on these dates to cover the loan payments.

Lubbock, Texas Bad Credit Loan Companies:

A & A REPO
1207 34th St, Lubbock, TX 79411-2732
(806) 797-6481
A LUMP SUM CASH FLOW CONSULTANTS
2803 66th St, Lubbock, TX 79413-5839
(806) 795-7203
AC CREDIT, INC.
Po Box 65056, Lubbock, TX 79464
(806) 687-8175
ACE Cash Express
502 Ave Q, Lubbock, TX 79401
(806) 744-5101
ACE Cash Express
4646 34th St, Lubbock, TX 79410
(806) 797-1104
ACE Cash Express
4201 Ave Q, Lubbock, TX 79412
(806) 744-5109
ACE Cash Express
1301d 50th St, Lubbock, TX 79412
(806) 977-9027
ACE Cash Express
5412 Slide Rd, Lubbock, TX 79414
(806) 792-2540
ACE Cash Express
120 University Ave, Lubbock, TX 79415
(806) 744-5105
ACE Cash Express
1923 Marsha Sharp Fwy, Lubbock, TX 79415
(806) 747-4486
ACE Cash Express
5510 4th St, Lubbock, TX 79416
(806) 791-6423
ADVANCE AMERICA CASH ADVANCE
3003 50th St. Suite 500, Lubbock, TX 79413
(806) 784-0412
Advance America Cash Advance
410 Frankford Ave Ste A, Lubbock, TX 79416
(806) 785-8306
ASSURANT COMMERCIAL CAPITAL LLC
6502 Slide Rd Ste 101, Lubbock, TX 79424-1311
(806) 783-9111
BRIERCROFT SERVICE CORPORATION
Po Box 53609, Lubbock, TX 79453-3609
(806) 796-2161
CAPWEST HOME LOANS
5219 City Bank Pkwy, Lubbock, TX 79407-3544
CASH AMERICAN INTERNATIONAL INC
5730 50th St, Lubbock, TX 79414-1611
(806) 791-1104
Cash Store
3211 50th St Unit B, Lubbock, TX 79413
(806) 780-2274
Cash Store
5707 4th St Ste 3, Lubbock, TX 79416
(806) 785-7888
CASH STORE
5707 4th St Ste 3, Lubbock, TX 79416-4260
(806) 785-7888
Cash Store
7029 Quaker Ave Lot 2-b, Lubbock, TX 79424
(806) 785-1712
Cash Store
6301 82nd St Ste 1001, Lubbock, TX 79424
(806) 698-1710
CENTRAL FINANCE
2310 Avenue Q, Lubbock, TX 79411-2226
(806) 749-2274
Check 'n Go
413 Frankford Ave, Lubbock, TX 79416
(806) 785-6400
Check N' Go
4425 50th St., Lubbock, TX 79414
(806) 785-4500
F D R FINANCIAL SERVICES
3315 81st St Ste B, Lubbock, TX 79423-2035
(806) 788-0821
G & B INVESTMENTS
5235 79th St, Lubbock, TX 79424-2832
(806) 833-3000
Genworth Financial
8212 Ithaca Ave Ste W5, Lubbock, TX 79423
(806) 543-6149
Global Financial Group
255 S Main St., Lubbock, TX 79403
(866) 800-3154
IIC Finance
2133 19th St, Lubbock, TX 79401
(806) 765-5066
JOHN RUSSELL AND ASSOCIATES
12002 Trafalgar Ave Ste 102, Lubbock, TX 79424-7675
(806) 794-3848
LONE STAR PROPERTY TAX SOLUTIONS, LLC
8008 Slide Rd Ste 33, Lubbock, TX 79424-2828
(806) 771-5121
LUBBOCK HOUSING FINANCE CORP.
3212 Avenue Q, Lubbock, TX 79411-2613
(806) 745-9559
MARSHALL INVESTMENTS
2506 39th St, Lubbock, TX 79413-2810
(806) 535-2503
MIDWEST FINANCE & TAX SERVICES
5015 University Ave Unit A1, Lubbock, TX 79413-4430
(806) 788-0880
Money Place
6411 University Ave, Lubbock, TX 79413
(806) 793-7710
My Tx Payday
5217 82nd St Ste 302, Lubbock, TX 79424
(806) 698-1246
MYRIAD COMMERCIAL CAPITAL INC.
5229 85th St, Lubbock, TX 79424-3407
(806) 787-4325
NETWORK FINANCE
1711 34th St Ste C, Lubbock, TX 79411-1831
(806) 765-6688
Noble Finance
2806 Ave Q, Lubbock, TX 79411
(806) 749-5107
NOBLE FINANCE
2806 Avenue Q Apt B, Lubbock, TX 79411-2458
(806) 749-5107
OUTSOURCE CAPITAL GROUP
9816 Slide Rd, Lubbock, TX 79424
(806) 788-2802
PARAMOUNT FINANCIAL GROUP
4712 67th Street, Lubbock, TX 79424
(806) 928-5347
PREFERRED LENDERS, LTD
6107 45th St, Lubbock, TX 79407-3739
(806) 795-9355
RABO AGRIFINANCE
1922 77th St, Lubbock, TX 79423-1647
(806) 745-7117
REGIONAL FINANCE CORP
4509 50th St, Lubbock, TX 79414-3611
(806) 791-5500
Security Finance
8004 Indiana Ave, Lubbock, TX 79423
(806) 224-1054
SECURITY FINANCE
8004 Indiana Ave Ste A5, Lubbock, TX 79423-2058
(806) 744-2757
SUN LOAN COMPANY
2108 50th St, Lubbock, TX 79412-2603
(806) 740-0402
TEAL'S AUTOMOTIVE & SUPPLY
Rr 3 Box 77, Lubbock, TX 79403-9770
(806) 746-5432
Texas Car Title & Payday Loan Services
2702 34th St, Lubbock, TX 79410
(877) 909-9629
Texas Car Title & Payday Loan Services
4502 50th St, Lubbock, TX 79414
(806) 412-0646
TEXAS CAR TITLE PAYDAY LOAN
2702 34th St, Lubbock, TX 79410-3522
(806) 797-4400
WELLS FARGO FINANCIAL
5102 60th St, Lubbock, TX 79414-4300
(800) 346-3009
WESTERN FINANCE CO.
1812 Avenue Q, Lubbock, TX 79401-4827
(325) 653-6814
Western Union Agent-Pronto Check Cashing
502 E 50th St, Lubbock, TX 79404
(806) 763-0244
WORLD ACCEPTANCE
1417 34th St, Lubbock, TX 79411-2625
(806) 744-1491
Online loans from direct lenders (bad credit accepted):

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Beware of False Promises

We do our best to vet all the lenders in our network, but it is always wise to look out for misleading language and false promises.

No legal lender in Lubbock can promise instant or guaranteed approval and they will all carry out some form of credit check, even if it isn't via one of the big three credit rating agencies.

The Good News: Regardless of whether this credit check returns a poor credit history, you will not be automatically rejected.

Our users are routinely approved by lenders for reasonable amounts based on their employment status and income level, and they are much less discriminatory than the large banks and traditional lenders. So why not give it a shot?

How Can I Get a Loan with Bad Credit in Lubbock, TX?

In order to be eligible to apply, you still must meet these basic requirements, which shouldn't be a problem if you have an income:

  • Earn at least $1,000 per month and can verify this with statements if asked.
  • Be at least 18 years old as loans cannot be issued to minors.
  • Have a bank account with checking facilities so the loan can be deposited quickly.
  • Be a legal US citizen and have a fixed address in Lubbock, TX where you can be contacted.

For many people searching for bad credit loans is their last resort, so if you don't have any savings, friends, or family that can help, a credit card, or access to other loan products, then a bad credit loan may be your only solution.

However, even those with good credit enjoy the ease of applying online via our loan connection tool because it's so fast and easy.

If connected and approved by a lender, you could see the cash in your account in as fast as one working day - perfect if you need money fast during an emergency.

Next Steps

Your next step for a personal loan between $100 and $35,000, is to download all your financial statements, scan your IDs, have your SSN on hand, and then double-check how much you can afford to repay each month (including interest).

Then simply use our sliders to choose the amount you need; give us your basic contact details and we'll do the hard work for you.

Tip: If you apply early in the day during the working week, you stand a better chance of getting the funds the next morning.

Note: We and our partners use industry-standard encryption technology to make sure your personal data is safe, and we never pass on or sell this data to third parties.

How To Rebuild Your Credit Score

There's lots of articles out there that claim to help you rebuild your credit score, but the simple fact is the only way to do it is to borrow money and repay it successfully. This shows lenders that you are becoming more trustworthy.

Taking out a bad credit loan in Lubbock, Texas - a small amount initially - is a great way to get the ball rolling.

Once you successfully repay it, you'll be able to borrow larger amounts and access better loan products, gradually rebuilding your credit.

Having bad credit is not the end of the world like it used to be, there are options out there and with the online lenders looking for more customers there couldn't be a better time to apply.

Top 12 Texas Cities by Population:

Online loans from direct lenders (bad credit accepted):

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