Bad Credit Loans Philadelphia, PA ($100 - $35,000)

Loans for Bad Credit in Philadelphia, PA

When you have bad credit, it can seem like you have nowhere to turn, but "bad credit loans" are an option in Philadelphia, PA, even if they aren't really called that.

We can help you connect with lenders that offer all sorts of loans for people with bad credit in Philadelphia and you stand a chance of being approved.

Yes, you can get cash online! It's very easy to apply and we could see you connected with an online lender in Pennsylvania in a matter of minutes.

You can choose between $100 and $35,000 depending on your own needs.

This might come in the form of a payday loan that is repaid in one lump sum after you next get your wages, or a larger personal loan that's repaid over a longer period in installments.

Either way, the lenders in our network have the flexibility to meet the needs of borrowers with different situations.

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Loans Available in the Following Philadelphia, Pennsylvania Zip Codes:

19102, 19103, 19104, 19106, 19107, 19109, 19111, 19112, 19113, 19114, 19115, 19116, 19118, 19119, 19120, 19121, 19122, 19123, 19124, 19125, 19126, 19127, 19128, 19129, 19130, 19131, 19132, 19133, 19134, 19135, 19136, 19137, 19138, 19139, 19140, 19141, 19142, 19143, 19144, 19145, 19146, 19147, 19148, 19149, 19150, 19151, 19152, 19153, 19154, 19173, 19192, 19155, 19183, 19185, 19175, 19177, 19171, 19196, 19191, 19182, 19184, 19187, 19108, 19244, 19255, 19194, 19172, 19019, 19188, 19178, 19160, 19181, 19110, 19105, 19101, 19093, 19179, 19161, 19197, 19162, 19099, 19092, 19193, 19170

On the Map:

Philadelphia, PA City Data:

Population: 1580000

Average car ownership: 1

Median age: 34.5

Median household income: $46116

Median property value: $167700

Homeownership rate: 52.7

Poverty rate: 25.8

Philadelphia Photo:

Philadelphia, PA

How to Get a Loan with Bad Credit in Philadelphia, PA?

We know what it's like spending time waiting in line at the bank, filling out the paperwork, only to be told you've been rejected. So, why not go the online route?

It's fast, easy, and you'll know onscreen if a lender has approved you.

These loans are perfectly legal in Philadelphia, PA, do not require collateral (unsecured), and are open to those with a poor credit history.

What's more, our handy loan connection tool means you don't even have to make multiple applications!

Gone are the days of having to travel to the bank or storefront lender to make your application. Our loan connection tool streamlines the entire process, allowing you to get started using any device with a web browser.

Just select an amount from $100 to $35,000, provide us your contact details, and we'll do the rest – passing the info among a network of legally licensed lenders in Philadelphia, Pennsylvania.

If connected, we send you right to their application page, so you don't have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting.

What could be easier than that?

Are Online Bad Credit Loans Safe?

Yes, they are safe. Even though some websites can use shady tactics to get you to sign up, we ensure all the lenders in our network are fully licensed and legally able to issue loans in Pennsylvania, just like if you went to the loan store. In fact, some operate online and have storefronts in the city anyway.

Because we are not a lender and cannot make decisions about your application you won't learn your interest rate and other terms unless you are connected with a lender and they make you an offer.

But state law means you'll be given a digital copy of the terms and conditions, including the total amount you can borrow, the interest rate and how it will be applied to each installment, and the repayment schedule.

Note: When signing up you need to provide a checking account in your name for the loan to be deposited. That means you need to ensure you have funds in your account on these dates to cover the loan payments.

Philadelphia, Pennsylvania Bad Credit Loan Companies:

1st United Pawn & Loan
1123 S Broad St, Philadelphia, PA 19147
(215) 468-4200
A & T Check Cashing
5300 Tabor Ave, Philadelphia, PA 19120
(215) 533-0100
ABC Check Cashing
3214 N Front St, Philadelphia, PA 19140
(215) 423-2300
ACE Cash Express
5450 N 5th St, Philadelphia, PA 19120
(215) 548-2988
ACE Cash Express
2129 W Diamond St, Philadelphia, PA 19121
(215) 236-6639
ACE Cash Express
1548 Pratt St, Philadelphia, PA 19124
(215) 533-5365
ACE Cash Express
2840 W Girard Ave, Philadelphia, PA 19130
(215) 236-5406
ACE Cash Express
1206 N 52nd St, Philadelphia, PA 19131
(215) 473-3171
ACE Cash Express
6303 Stenton Ave, Philadelphia, PA 19138
(215) 549-5170
ACE Cash Express
22 N 60th St, Philadelphia, PA 19139
(215) 747-4910
ACE Cash Express
8 N 52nd St, Philadelphia, PA 19139
(215) 476-1240
ACE Cash Express
6 S 52nd St, Philadelphia, PA 19139
(215) 747-2275
ACE Cash Express
3714 N Broad St, Philadelphia, PA 19140
(215) 227-7030
ACE Cash Express
3544 Germantown Ave, Philadelphia, PA 19140
(215) 225-6336
ACE Cash Express
4244 N Broad St, Philadelphia, PA 19140
(215) 324-4560
ACE Cash Express
1349 W Olney Ave, Philadelphia, PA 19141
(215) 424-7070
ACE Cash Express
6137 Woodland Ave, Philadelphia, PA 19142
(215) 724-6221
ACE Cash Express
5045 Wayne Ave, Philadelphia, PA 19144
(215) 849-9089
ACE Cash Express
2 W Chelten Ave, Philadelphia, PA 19144
(215) 843-5297
ACE Cash Express
1503 E Wadsworth Ave, Philadelphia, PA 19150
(215) 248-2800
Ace Check Cashing
6121 Ridge Ave, Philadelphia, PA 19128
(215) 483-4445
Ace Check Cashing
113 W Chelten Ave, Philadelphia, PA 19144
(215) 849-4468
Ace Settlement Department
Not Given, Philadelphia, PA 19103
Brian and Associates
1529 Walnut St, Philadelphia, PA 19102-3013
(888) 300-5619
Budget Check Cashing
5222 Torresdale Ave, Philadelphia, PA 19124
(215) 535-5585
Budget Check Cashing
7219 Torresdale Ave, Philadelphia, PA 19135
(215) 708-1010
Budget Check Cashing
4201 N 9th St, Philadelphia, PA 19140
(215) 221-0404
Cash Advance Incorporated
8901 South Hilton Place, Philadelphia, PA 19125
Cash Depot
7400 Elmwood Ave, Philadelphia, PA 19153
(215) 365-3140
Cedarwood Equity Group
400 Market Street, Philadelphia, PA 19106
(877) 643-8074
Cottman Check Cashing
7385 Melrose St, Philadelphia, PA 19136
(215) 624-7789
Discovery Financial
223 Mcclellan St, Philadelphia, PA 19148-1948
(215) 551-2100
Esk Financial
7159 Frankford Ave, Philadelphia, PA 19135
(215) 335-2274
Family Financial Centers
101 W Louden St, Philadelphia, PA 19120
(215) 457-9590
Fast Cash
536 W Roosevelt Blvd, Philadelphia, PA 19120
(215) 329-4720
Fast Cash
5000 Gransback St, Philadelphia, PA 19120
(215) 329-2081
Fast Cash
1800 N 26th St, Philadelphia, PA 19121
(215) 769-4365
Fast Cash
5243 Frankford Ave, Philadelphia, PA 19124
(215) 743-7737
Fast Cash
1508 Point Breeze Ave, Philadelphia, PA 19146
(215) 463-2637
Fast Cash Atm
1500 N 6th St, Philadelphia, PA 19122
(215) 769-1274
Fast Cash Atm
4804 Frankford Ave, Philadelphia, PA 19124
(215) 743-4586
Fast Cash Atm
4260 Aramingo Ave, Philadelphia, PA 19124
(215) 744-2457
Fast Cash Atm
5100 Pennway St, Philadelphia, PA 19124
(215) 533-2739
Fast Cash Atm
617 W York St, Philadelphia, PA 19133
(215) 787-0498
Fast Cash Atm
2000 E Ontario St, Philadelphia, PA 19134
(215) 425-1385
Fast Cash Atm
1831 E Tulpehocken St, Philadelphia, PA 19138
(215) 548-1733
Fast Cash Atm
734 W Butler St, Philadelphia, PA 19140
(215) 227-0231
Fast Cash Atm
212 W Ontario St, Philadelphia, PA 19140
(215) 425-1657
Fast Cash Atm
5600 N 10th St, Philadelphia, PA 19141
(215) 548-3879
Fast Cash Atm
1800 S Ringgold St, Philadelphia, PA 19145
(215) 467-2638
Fast Cash Atm
1900 Washington Ave, Philadelphia, PA 19146
(215) 546-1528
Fast Cash Atm
1300 Point Breeze Ave, Philadelphia, PA 19146
(215) 336-1548
Fast Cash Atm
7261 Roosevelt Blvd, Philadelphia, PA 19149
(215) 331-8307
Fast Cash Nc
1872 E Schiller St, Philadelphia, PA 19134
(215) 423-2421
Happy's Check Cashing
130 W Chelten Ave, Philadelphia, PA 19144
(215) 848-2140
J B Hanauer
1818 Market Street, Suite 3740, Philadelphia, PA 19103
(800) 964-3339
K & A Money & Loan Broker, Inc.
3149 Kensington Ave, Philadelphia, PA 19134-2425
(215) 425-5600
Leonard' Money Loan
5717 Gwemantwon Avenue, Philadelphia, PA 19144
(215) 000-0000
LoanCare LLC
Po Box 37628, Philadelphia, PA 19101-0628
(800) 274-6600
Lucky Cash
118 W Tabor Rd, Philadelphia, PA 19120
(215) 455-1973
741 Sansom St, Philadelphia, PA 19106
(215) 940-8192
Minax Solutions
60 South 16th Street #516, Philadelphia, PA 19102
(888) 285-9996
Money Mart
930 Market St, Philadelphia, PA 19107
(215) 928-1351
Nikki's Check Cashing
9961 Bustleton Ave, Philadelphia, PA 19115
(215) 464-2323
Park, Newman & Associates
13 South 20th Street, Philadelphia, PA 19103
Precision Consolidation Group
1607 Chestnut Street Suite 1401, Philadelphia, PA 19103
(866) 231-9032
Richmond Check Cashing
2990 Richmond St, Philadelphia, PA 19134
(215) 423-5957
Safe House Financial
3124 North Front Street, Philadelphia, PA 19133
(800) 948-2805
Silvercrest Loans
98 South Broad Street Suite 1200, Philadelphia, PA 19110
Swift Capitol
P.o. Box 29247, Philadelphia, PA 19125
(800) 941-5576
The Money Store
123 South Broad Street 8th Floor Wspn, Philadelphia, PA 19109
The offices of summons division
Unknown, Philadelphia, PA 19119
(215) 402-7834
Uni-Lending Group
409 North 8th Street, Philadelphia, PA 19123
(877) 824-7571
United Check Cashing
2360 E Allegheny Ave, Philadelphia, PA 19134
(215) 739-1530
VICA Technologies LLC
4155 Lancaster Avenue, Philadelphia, PA 19104
(215) 386-8140
Victoria Financial Services
1735 Market Street, Philadelphia, PA 19103
Westmoreland Equity LLC
1150 Market Street, Philadelphia, PA 19103
(267) 672-7020
Whitman Check Cashing
Oregon Avenue & Randolph St, Philadelphia, PA 19102
(215) 755-4520
Wilson's Check Cashing
1201 E Susquehanna Ave, Philadelphia, PA 19125
(215) 764-5271
Woodland Money Loan
4701 Frankford Avenue, Philadelphia, PA 19124
(215) 744-8920
Online loans from direct lenders (bad credit accepted):

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Beware of False Promises

We do our best to vet all the lenders in our network, but it is always wise to look out for misleading language and false promises.

No legal lender in Philadelphia can promise instant or guaranteed approval and they will all carry out some form of credit check, even if it isn't via one of the big three credit rating agencies.

The Good News: Regardless of whether this credit check returns a poor credit history, you will not be automatically rejected.

Our users are routinely approved by lenders for reasonable amounts based on their employment status and income level, and they are much less discriminatory than the large banks and traditional lenders. So why not give it a shot?

How Can I Get a Loan with Bad Credit in Philadelphia, PA?

In order to be eligible to apply, you still must meet these basic requirements, which shouldn't be a problem if you have an income:

  • Earn at least $1,000 per month and can verify this with statements if asked.
  • Be at least 18 years old as loans cannot be issued to minors.
  • Have a bank account with checking facilities so the loan can be deposited quickly.
  • Be a legal US citizen and have a fixed address in Philadelphia, PA where you can be contacted.

For many people searching for bad credit loans is their last resort, so if you don't have any savings, friends, or family that can help, a credit card, or access to other loan products, then a bad credit loan may be your only solution.

However, even those with good credit enjoy the ease of applying online via our loan connection tool because it's so fast and easy.

If connected and approved by a lender, you could see the cash in your account in as fast as one working day - perfect if you need money fast during an emergency.

Next Steps

Your next step for a personal loan between $100 and $35,000, is to download all your financial statements, scan your IDs, have your SSN on hand, and then double-check how much you can afford to repay each month (including interest).

Then simply use our sliders to choose the amount you need; give us your basic contact details and we'll do the hard work for you.

Tip: If you apply early in the day during the working week, you stand a better chance of getting the funds the next morning.

Note: We and our partners use industry-standard encryption technology to make sure your personal data is safe, and we never pass on or sell this data to third parties.

How To Rebuild Your Credit Score

There's lots of articles out there that claim to help you rebuild your credit score, but the simple fact is the only way to do it is to borrow money and repay it successfully. This shows lenders that you are becoming more trustworthy.

Taking out a bad credit loan in Philadelphia, Pennsylvania - a small amount initially - is a great way to get the ball rolling.

Once you successfully repay it, you'll be able to borrow larger amounts and access better loan products, gradually rebuilding your credit.

Having bad credit is not the end of the world like it used to be, there are options out there and with the online lenders looking for more customers there couldn't be a better time to apply.

Top 12 Pennsylvania Cities by Population:

Online loans from direct lenders (bad credit accepted):

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