Bad Credit Loans San Jose, CA ($100 - $35,000)

Loans for Bad Credit in San Jose, CA

When you have bad credit, it can seem like you have nowhere to turn, but "bad credit loans" are an option in San Jose, CA, even if they aren't really called that.

We can help you connect with lenders that offer all sorts of loans for people with bad credit in San Jose and you stand a chance of being approved.

Yes, you can get cash online! It's very easy to apply and we could see you connected with an online lender in California in a matter of minutes.

You can choose between $100 and $35,000 depending on your own needs.

This might come in the form of a payday loan that is repaid in one lump sum after you next get your wages, or a larger personal loan that's repaid over a longer period in installments.

Either way, the lenders in our network have the flexibility to meet the needs of borrowers with different situations.

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Loans Available in the Following San Jose, California Zip Codes:

95110, 95111, 95112, 95113, 95116, 95117, 95118, 95119, 95120, 95121, 95122, 95123, 95124, 95125, 95126, 95127, 95128, 95129, 95130, 95131, 95132, 95133, 95134, 95135, 95136, 95138, 95139, 95148, 95159, 95152, 95170, 95137, 95158, 95154, 95102, 95142, 95150, 95103, 95153, 95141, 95157, 95193, 95156, 95114, 95115, 95190, 95160, 95164, 95172, 95191, 95151, 95161, 95173, 95109, 95171, 95194, 95101, 95192, 95106, 95155, 95108, 95196

On the Map:

San Jose, CA City Data:

Population: 1030000

Average car ownership: 2

Median age: 37

Median household income: $113036

Median property value: $968500

Homeownership rate: 55.3

Poverty rate: 10

San Jose Photo:

San Jose, CA

How to Get a Loan with Bad Credit in San Jose, CA?

We know what it's like spending time waiting in line at the bank, filling out the paperwork, only to be told you've been rejected. So, why not go the online route?

It's fast, easy, and you'll know onscreen if a lender has approved you.

These loans are perfectly legal in San Jose, CA, do not require collateral (unsecured), and are open to those with a poor credit history.

What's more, our handy loan connection tool means you don't even have to make multiple applications!

Gone are the days of having to travel to the bank or storefront lender to make your application. Our loan connection tool streamlines the entire process, allowing you to get started using any device with a web browser.

Just select an amount from $100 to $35,000, provide us your contact details, and we'll do the rest – passing the info among a network of legally licensed lenders in San Jose, California.

If connected, we send you right to their application page, so you don't have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting.

What could be easier than that?

Are Online Bad Credit Loans Safe?

Yes, they are safe. Even though some websites can use shady tactics to get you to sign up, we ensure all the lenders in our network are fully licensed and legally able to issue loans in California, just like if you went to the loan store. In fact, some operate online and have storefronts in the city anyway.

Because we are not a lender and cannot make decisions about your application you won't learn your interest rate and other terms unless you are connected with a lender and they make you an offer.

But state law means you'll be given a digital copy of the terms and conditions, including the total amount you can borrow, the interest rate and how it will be applied to each installment, and the repayment schedule.

Note: When signing up you need to provide a checking account in your name for the loan to be deposited. That means you need to ensure you have funds in your account on these dates to cover the loan payments.

San Jose, California Bad Credit Loan Companies:

Abelman Lending
86 W Santa Clara St # 720, San Jose, CA 95113
(866) 981-7483
ACE Cash Express
456 E Hedding St, San Jose, CA 95112
(408) 947-2072
ACE Cash Express
412 E Santa Clara, San Jose, CA 95113
(408) 998-9010
Advance America Cash Advance
2011 Camden Ave, San Jose, CA 95124
(408) 371-5242
Advance America Cash Advance
5568 Monterey Hwy, San Jose, CA 95138
(408) 225-0480
American Family Funding
1190 S Bascom Ave Ste 215, San Jose, CA 95128-3512
B & J Check Cashing
2306 Almaden Rd Ste 160, San Jose, CA 95125
(408) 723-6545
California Budget Finance
611 Blossom Hill Rd, San Jose, CA 95123
(408) 225-5626
California Budget Finance
3111 Alum Rock Ave, San Jose, CA 95127
(408) 937-8100
California Check Cashing Stores
3826 7 Trees Blvd Ste 100, San Jose, CA 95111
(408) 229-1333
California Check Cashing Stores
4156 Monterey Rd, San Jose, CA 95111
(408) 578-1150
California Check Cashing Stores
2417 Alvin Ave, San Jose, CA 95121
(408) 238-4696
California Check Cashing Stores
2151 Story Rd, San Jose, CA 95122
(408) 923-1331
California Check Cashing Stores
14706 Camden Ave, San Jose, CA 95124
(408) 559-0777
California Check Cashing Stores
1075 S White Rd, San Jose, CA 95127
(408) 926-2274
California Check Cashing Stores
1304 S Winchester Blvd, San Jose, CA 95128
(408) 866-7575
California Check Cashing Stores
1720 W San Carlos St, San Jose, CA 95128
(408) 287-0990
California Check Cashing Stores
2471 Berryessa Rd, San Jose, CA 95133
(408) 926-5626
Capital Financial Services
6580 Via Del Oro, San Jose, CA 95119-1201
(888) 429-1599
Cash 1
1101 W San Carlos St, San Jose, CA 95126
(408) 286-5055
Cash Advance
Tully Rd, San Jose, CA 95122
(800) 500-1250
Cash advance
2011 Camden Ave, San Jose, CA 95124-2024
(408) 890-2230
1060 Willow St Ste 3, San Jose, CA 95125
(669) 231-3241
Certified Monetary Trust
257 W Tasman Drive Suite 313, San Jose, CA 95134
(404) 868-3608
Check 'n Go
2746 Aborn Road Unit H-2, San Jose, CA 95121
(408) 532-7070
Check 'n Go
740 Story Road Unit 2, San Jose, CA 95122
(408) 275-8200
Check 'n Go
461 Blossom Hill Road Unit H-2, San Jose, CA 95123
(408) 224-0400
Check Into Cash
4750 Almaden Expy, San Jose, CA 95118
(408) 269-7810
Check Into Cash
1040 S White Rd Ste D, San Jose, CA 95127
(408) 926-6109
Check Into Cash
1317 S Winchester Blvd, San Jose, CA 95128
(408) 379-1164
Direct Lending Services
1903 Concourse Dr, San Jose, CA 95131-1708
(888) 364-5559
Fast Auto Loans
2602 Alum Rock Ave, San Jose, CA 95116
(669) 900-6845
Goodman Lending Network
84 W Santa Clara St Ste 460, San Jose, CA 95113-1820
(800) 906-1440
Keyes Check Cashing
356 Keyes St, San Jose, CA 95112
(408) 295-1324
Klienman and Rice Lending Firm
1730 N 1st St Fl 6, San Jose, CA 95112-4508
(800) 691-3938
Lobel Financial
4300 Stevens Creek Blvd, San Jose, CA 95129
(408) 557-4985
Lobel Financial Corporation
4300 Stevens Creek Blvd., Suite 155, San Jose, CA 95129
(408) 557-4985
Lucky Money
2135 Tully Rd Ste B, San Jose, CA 95122
(408) 258-5402
Money Market
876 The Alameda, San Jose, CA 95126
(408) 947-0959
No Bull Auto Loan
2542 Monterey Hwy, San Jose, CA 95111
(510) 926-9605
Resource Business Partners
20252 Viewcrest Ct, San Jose, CA 95120
(408) 997-1504
Tiny Cash Payday Loans San Jose
87 N San Pedro St, San Jose, CA 95110
(888) 539-0502
Top One Investment Inc.
1735 Technology Dr #770, San Jose, CA 95110
(408) 454-1400
Online loans from direct lenders (bad credit accepted):

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Beware of False Promises

We do our best to vet all the lenders in our network, but it is always wise to look out for misleading language and false promises.

No legal lender in San Jose can promise instant or guaranteed approval and they will all carry out some form of credit check, even if it isn't via one of the big three credit rating agencies.

The Good News: Regardless of whether this credit check returns a poor credit history, you will not be automatically rejected.

Our users are routinely approved by lenders for reasonable amounts based on their employment status and income level, and they are much less discriminatory than the large banks and traditional lenders. So why not give it a shot?

How Can I Get a Loan with Bad Credit in San Jose, CA?

In order to be eligible to apply, you still must meet these basic requirements, which shouldn't be a problem if you have an income:

  • Earn at least $1,000 per month and can verify this with statements if asked.
  • Be at least 18 years old as loans cannot be issued to minors.
  • Have a bank account with checking facilities so the loan can be deposited quickly.
  • Be a legal US citizen and have a fixed address in San Jose, CA where you can be contacted.

For many people searching for bad credit loans is their last resort, so if you don't have any savings, friends, or family that can help, a credit card, or access to other loan products, then a bad credit loan may be your only solution.

However, even those with good credit enjoy the ease of applying online via our loan connection tool because it's so fast and easy.

If connected and approved by a lender, you could see the cash in your account in as fast as one working day - perfect if you need money fast during an emergency.

Next Steps

Your next step for a personal loan between $100 and $35,000, is to download all your financial statements, scan your IDs, have your SSN on hand, and then double-check how much you can afford to repay each month (including interest).

Then simply use our sliders to choose the amount you need; give us your basic contact details and we'll do the hard work for you.

Tip: If you apply early in the day during the working week, you stand a better chance of getting the funds the next morning.

Note: We and our partners use industry-standard encryption technology to make sure your personal data is safe, and we never pass on or sell this data to third parties.

How To Rebuild Your Credit Score

There's lots of articles out there that claim to help you rebuild your credit score, but the simple fact is the only way to do it is to borrow money and repay it successfully. This shows lenders that you are becoming more trustworthy.

Taking out a bad credit loan in San Jose, California - a small amount initially - is a great way to get the ball rolling.

Once you successfully repay it, you'll be able to borrow larger amounts and access better loan products, gradually rebuilding your credit.

Having bad credit is not the end of the world like it used to be, there are options out there and with the online lenders looking for more customers there couldn't be a better time to apply.

Top 12 California Cities by Population:

Online loans from direct lenders (bad credit accepted):

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