Bad Credit Loans Bakersfield, CA ($100 - $35,000)

Loans for Bad Credit in Bakersfield, CA

When you have bad credit, it can seem like you have nowhere to turn, but "bad credit loans" are an option in Bakersfield, CA, even if they aren't really called that.

We can help you connect with lenders that offer all sorts of loans for people with bad credit in Bakersfield and you stand a chance of being approved.

Yes, you can get cash online! It's very easy to apply and we could see you connected with an online lender in California in a matter of minutes.

You can choose between $100 and $35,000 depending on your own needs.

This might come in the form of a payday loan that is repaid in one lump sum after you next get your wages, or a larger personal loan that's repaid over a longer period in installments.

Either way, the lenders in our network have the flexibility to meet the needs of borrowers with different situations.

Request a Loan:

By clicking “Get Started”, you agree to Privacy Policy and Terms & Conditions.

Loans Available in the Following Bakersfield, California Zip Codes:

93301, 93304, 93305, 93306, 93307, 93308, 93309, 93311, 93312, 93313, 93314, 93303, 93389, 93383, 93381, 93387, 93384, 93382, 93390, 93388, 93385, 93380, 93386, 93302

On the Map:

Bakersfield, CA City Data:

Population: 383601

Average car ownership: 2

Median age: 31.6

Median household income: $60002

Median property value: $257200

Homeownership rate: 59.2

Poverty rate: 19.2

Bakersfield Photo:

Bakersfield, CA

How to Get a Loan with Bad Credit in Bakersfield, CA?

We know what it's like spending time waiting in line at the bank, filling out the paperwork, only to be told you've been rejected. So, why not go the online route?

It's fast, easy, and you'll know onscreen if a lender has approved you.

These loans are perfectly legal in Bakersfield, CA, do not require collateral (unsecured), and are open to those with a poor credit history.

What's more, our handy loan connection tool means you don't even have to make multiple applications!

Gone are the days of having to travel to the bank or storefront lender to make your application. Our loan connection tool streamlines the entire process, allowing you to get started using any device with a web browser.

Just select an amount from $100 to $35,000, provide us your contact details, and we'll do the rest – passing the info among a network of legally licensed lenders in Bakersfield, California.

If connected, we send you right to their application page, so you don't have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting.

What could be easier than that?

Are Online Bad Credit Loans Safe?

Yes, they are safe. Even though some websites can use shady tactics to get you to sign up, we ensure all the lenders in our network are fully licensed and legally able to issue loans in California, just like if you went to the loan store. In fact, some operate online and have storefronts in the city anyway.

Because we are not a lender and cannot make decisions about your application you won't learn your interest rate and other terms unless you are connected with a lender and they make you an offer.

But state law means you'll be given a digital copy of the terms and conditions, including the total amount you can borrow, the interest rate and how it will be applied to each installment, and the repayment schedule.

Note: When signing up you need to provide a checking account in your name for the loan to be deposited. That means you need to ensure you have funds in your account on these dates to cover the loan payments.

Bakersfield, California Bad Credit Loan Companies:

ACE Cash Express
4128 Chester Ave, Bakersfield, CA 93301
(661) 631-2520
ACE Cash Express
2707 S H St Ste A, Bakersfield, CA 93304
(661) 837-9932
ACE Cash Express
6465 Niles St, Bakersfield, CA 93306
(661) 366-2000
ACE Cash Express
1523 Panama Ln, Bakersfield, CA 93307
(661) 837-1848
ACE Cash Express
2600 Buck Owens Blvd, Bakersfield, CA 93308
(661) 637-2020
ACE Cash Express
6300 White Ln, Bakersfield, CA 93309
(661) 832-6782
ACE Cash Express
4521 Ming Ave, Bakersfield, CA 93309
(661) 396-3700
Advance America
2600 Oswell St Ste C, Bakersfield, CA 93306
(661) 872-0686
Advance America
2353 N Chester Ave, Bakersfield, CA 93308
(661) 387-9285
Advance America
3811 Ming Ave, Bakersfield, CA 93309
(661) 827-8680
Advance America Cash Advance
6077 Coffee Rd Ste 1, Bakersfield, CA 93308
(661) 829-1387
Advance America Cash Advance
6300 White Ln Ste G, Bakersfield, CA 93309
(661) 835-3560
Advance America Cash Advance
5410 Stockdale Hwy Unit B, Bakersfield, CA 93309
(661) 859-1216
Allied Cash Advance
4128 Chester Ave Ste F, Bakersfield, CA 93301
(661) 325-8003
Allied Cash Advance
1539 White Ln, Bakersfield, CA 93307
(661) 834-2811
Allied Cash Advance
4521 Ming Ave, Bakersfield, CA 93309
(661) 831-4788
Allied Cash Advance
3790 Ming Ave, Bakersfield, CA 93309
(661) 831-4788
Asap Loan Docs Inc-Mobile
2114 20th St., Bakersfield, CA 93301-3711
Bakersfield Bail Bond Police Release Department
10000 Stockdale Hwy Ste 370, Bakersfield, CA 93311
(661) 728-1012
Bay Equity Home Loans
1731 Hasti Acres Dr Ste 211, Bakersfield, CA 93309
(800) 229-3703
California Budget Finance
307-309 N Chester Ave, Bakersfield, CA 93308
(661) 399-7402
California Budget Finance
3300 White Ln, Bakersfield, CA 93309
(661) 831-4534
Cash King Loans
3424 Stine Rd, Bakersfield, CA 93309-6341
(661) 374-0284
Cash Kings
3424 Stine Rd, Bakersfield, CA 93309
(866) 866-3901
Cash N Advance
1918 19th St, Bakersfield, CA 93301
(661) 283-8833
Cash N Dash
4117 Ming Ave, Bakersfield, CA 93309
(661) 834-6831
Check 'n Go
2695 Mt. Vernon Avenue Suite F, Bakersfield, CA 93306
(661) 872-3700
Check Into Cash
2350 White Ln Ste B, Bakersfield, CA 93304
(661) 398-8098
Check Into Cash
2621 Oswell St Ste 109, Bakersfield, CA 93306
(661) 872-9726
Check Into Cash
4476 Ming Ave, Bakersfield, CA 93309
(661) 835-9299
Check N' Go
3699 Ming Avenue Suite A, Bakersfield, CA 93309
(661) 837-2244
Check N' Go
2665 Calloway Drive Suite 214, Bakersfield, CA 93312
(661) 589-1113
Check'n Go
2080 White Lane, Bakersfield, CA 93304
(661) 396-7900
Check-N-Go of California
721 Airport Dr, Bakersfield, CA 93308
(661) 393-9011
Direct Source Lending
5558 California Ave # 100, Bakersfield, CA 93309-0710
(661) 334-1553
Fast Auto & Payday Loans
1800 23rd St Unit A, Bakersfield, CA 93301-3946
(661) 328-1192
Fast Auto And Payday Loans
1800 23rd St, Bakersfield, CA 93301
(661) 479-0438
Fast Auto And Payday Loans
3810 Niles St, Bakersfield, CA 93306
(661) 479-0454
Fast Auto and Payday Loans
5301 Olive Dr, Bakersfield, CA 93308
(661) 479-0441
Fast Auto and Payday Loans
2222 N Chester Ave, Bakersfield, CA 93308
(661) 479-0399
J R Enterprises
10103 Roehampton Ave, Bakersfield, CA 93312-5350
Kern Loan Modification
1518 Mill Rock Way Ste 101, Bakersfield, CA 93311-1351
Montana Capital Car Title Loans
308 H St, Bakersfield, CA 93304-2914
(661) 220-7090
Payday Cash, Inc.
5025 Panorama Dr, Bakersfield, CA 93306-1846
(661) 588-5074
Payday Cash, Inc.
13061 Rosedale Hwy Ste H, Bakersfield, CA 93314-7612
(661) 588-5075
Quik Cash
309 N Chester Ave, Bakersfield, CA 93308
(661) 399-7425
Quik Cash
3300 White Ln, Bakersfield, CA 93309
(661) 831-4534
Valley Small Business Dev
1706 Chester Ave # 200-27, Bakersfield, CA 93301-5242
5300 Lennox Ave Ste 100, Bakersfield, CA 93309-1662
(661) 343-3556
West Coast Cash
2660 Oswell St Ste 115, Bakersfield, CA 93306
(661) 872-9955
West Coast Cash
3122 Niles St Ste B, Bakersfield, CA 93306
(661) 873-2274
Western Sky Loans
1137 Chester Ave, Bakersfield, CA 93301
Online loans from direct lenders (bad credit accepted):

By clicking “Get Started”, you agree to Privacy Policy and Terms & Conditions.

Beware of False Promises

We do our best to vet all the lenders in our network, but it is always wise to look out for misleading language and false promises.

No legal lender in Bakersfield can promise instant or guaranteed approval and they will all carry out some form of credit check, even if it isn't via one of the big three credit rating agencies.

The Good News: Regardless of whether this credit check returns a poor credit history, you will not be automatically rejected.

Our users are routinely approved by lenders for reasonable amounts based on their employment status and income level, and they are much less discriminatory than the large banks and traditional lenders. So why not give it a shot?

How Can I Get a Loan with Bad Credit in Bakersfield, CA?

In order to be eligible to apply, you still must meet these basic requirements, which shouldn't be a problem if you have an income:

  • Earn at least $1,000 per month and can verify this with statements if asked.
  • Be at least 18 years old as loans cannot be issued to minors.
  • Have a bank account with checking facilities so the loan can be deposited quickly.
  • Be a legal US citizen and have a fixed address in Bakersfield, CA where you can be contacted.

For many people searching for bad credit loans is their last resort, so if you don't have any savings, friends, or family that can help, a credit card, or access to other loan products, then a bad credit loan may be your only solution.

However, even those with good credit enjoy the ease of applying online via our loan connection tool because it's so fast and easy.

If connected and approved by a lender, you could see the cash in your account in as fast as one working day - perfect if you need money fast during an emergency.

Next Steps

Your next step for a personal loan between $100 and $35,000, is to download all your financial statements, scan your IDs, have your SSN on hand, and then double-check how much you can afford to repay each month (including interest).

Then simply use our sliders to choose the amount you need; give us your basic contact details and we'll do the hard work for you.

Tip: If you apply early in the day during the working week, you stand a better chance of getting the funds the next morning.

Note: We and our partners use industry-standard encryption technology to make sure your personal data is safe, and we never pass on or sell this data to third parties.

How To Rebuild Your Credit Score

There's lots of articles out there that claim to help you rebuild your credit score, but the simple fact is the only way to do it is to borrow money and repay it successfully. This shows lenders that you are becoming more trustworthy.

Taking out a bad credit loan in Bakersfield, California - a small amount initially - is a great way to get the ball rolling.

Once you successfully repay it, you'll be able to borrow larger amounts and access better loan products, gradually rebuilding your credit.

Having bad credit is not the end of the world like it used to be, there are options out there and with the online lenders looking for more customers there couldn't be a better time to apply.

Top 12 California Cities by Population:

Online loans from direct lenders (bad credit accepted):

By clicking “Get Started”, you agree to Privacy Policy and Terms & Conditions.