Bad Credit Loans Memphis, TN ($100 - $35,000)

Loans for Bad Credit in Memphis, TN

When you have bad credit, it can seem like you have nowhere to turn, but "bad credit loans" are an option in Memphis, TN, even if they aren't really called that.

We can help you connect with lenders that offer all sorts of loans for people with bad credit in Memphis and you stand a chance of being approved.

Yes, you can get cash online! It's very easy to apply and we could see you connected with an online lender in Tennessee in a matter of minutes.

You can choose between $100 and $35,000 depending on your own needs.

This might come in the form of a payday loan that is repaid in one lump sum after you next get your wages, or a larger personal loan that's repaid over a longer period in installments.

Either way, the lenders in our network have the flexibility to meet the needs of borrowers with different situations.

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Loans Available in the Following Memphis, Tennessee Zip Codes:

38103, 38104, 38105, 38106, 38107, 38108, 38109, 38111, 38112, 38114, 38115, 38116, 38117, 38118, 38119, 38120, 38122, 38125, 38126, 38127, 38128, 38131, 38132, 38133, 38134, 38135, 38141, 38152, 38124, 38136, 38186, 38146, 38145, 38177, 38188, 38184, 38140, 38142, 38190, 38187, 38195, 37501, 38159, 38101, 38147, 38163, 38182, 38150, 38165, 38193, 38174, 38197, 38181, 38173, 38161, 38148, 38168, 38151, 38130, 38143, 38175, 38167, 38137, 38016, 38157, 38166, 38194, 38110, 38026, 38113

On the Map:

Memphis, TN City Data:

Population: 650632

Average car ownership: 2

Median age: 34.3

Median household income: $37199

Median property value: $103700

Homeownership rate: 46.5

Poverty rate: 26.9

Memphis Photo:

Memphis, TN

How to Get a Loan with Bad Credit in Memphis, TN?

We know what it's like spending time waiting in line at the bank, filling out the paperwork, only to be told you've been rejected. So, why not go the online route?

It's fast, easy, and you'll know onscreen if a lender has approved you.

These loans are perfectly legal in Memphis, TN, do not require collateral (unsecured), and are open to those with a poor credit history.

What's more, our handy loan connection tool means you don't even have to make multiple applications!

Gone are the days of having to travel to the bank or storefront lender to make your application. Our loan connection tool streamlines the entire process, allowing you to get started using any device with a web browser.

Just select an amount from $100 to $35,000, provide us your contact details, and we'll do the rest – passing the info among a network of legally licensed lenders in Memphis, Tennessee.

If connected, we send you right to their application page, so you don't have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting.

What could be easier than that?

Are Online Bad Credit Loans Safe?

Yes, they are safe. Even though some websites can use shady tactics to get you to sign up, we ensure all the lenders in our network are fully licensed and legally able to issue loans in Tennessee, just like if you went to the loan store. In fact, some operate online and have storefronts in the city anyway.

Because we are not a lender and cannot make decisions about your application you won't learn your interest rate and other terms unless you are connected with a lender and they make you an offer.

But state law means you'll be given a digital copy of the terms and conditions, including the total amount you can borrow, the interest rate and how it will be applied to each installment, and the repayment schedule.

Note: When signing up you need to provide a checking account in your name for the loan to be deposited. That means you need to ensure you have funds in your account on these dates to cover the loan payments.

Memphis, Tennessee Bad Credit Loan Companies:

745 Cash
5000 Raleigh Lagrange Rd, Memphis, TN 38128
(901) 266-4401
745-Cash
4664 Summer Ave, Memphis, TN 38122
(901) 255-1507
AAA Cash Fast
6225 Winchester Rd, Memphis, TN 38115
(901) 546-9100
Ab Latino Services
4556 Summer Ave, Memphis, TN 38122
(901) 907-0797
ACE Cash Express
32 S 2nd St, Memphis, TN 38103
(901) 525-6544
ACE Cash Express
376 N Cleveland St, Memphis, TN 38104
(901) 726-4200
ACE Cash Express
1631 Poplar Ave, Memphis, TN 38104
(901) 272-9685
ACE Cash Express
1386 Elvis Presley Blvd, Memphis, TN 38106
(901) 942-3726
ACE Cash Express
4437 S 3rd St, Memphis, TN 38109
(901) 789-3397
ACE Cash Express
1979 S 3rd St, Memphis, TN 38109
(901) 942-1927
ACE Cash Express
3201 S 3rd St, Memphis, TN 38109
(901) 398-9957
ACE Cash Express
1414 Getwell Rd, Memphis, TN 38111
(901) 744-0551
ACE Cash Express
3174 Summer Ave, Memphis, TN 38112
(901) 452-8601
ACE Cash Express
2989 Lamar Ave, Memphis, TN 38114
(901) 743-1924
ACE Cash Express
2139 Lamar Ave, Memphis, TN 38114
(901) 276-1020
ACE Cash Express
6657 Winchester Rd, Memphis, TN 38115
(901) 363-1967
ACE Cash Express
5820 Winchester Rd, Memphis, TN 38115
(901) 367-8922
ACE Cash Express
4221 Elvis Presley Blvd, Memphis, TN 38116
(901) 398-2323
ACE Cash Express
1882 Winchester Rd, Memphis, TN 38116
(901) 396-0520
ACE Cash Express
1330 E Shelby Dr, Memphis, TN 38116
(901) 345-5597
ACE Cash Express
3317 Winchester Rd, Memphis, TN 38118
(901) 795-5046
ACE Cash Express
3109 S Perkins Rd, Memphis, TN 38118
(901) 794-2363
ACE Cash Express
3858 E Shelby Dr, Memphis, TN 38118
(901) 546-9724
ACE Cash Express
5169 Winchester Rd, Memphis, TN 38118
(901) 795-4690
ACE Cash Express
3310 Jackson Ave, Memphis, TN 38122
(901) 324-9965
ACE Cash Express
7444 Winchester Rd, Memphis, TN 38125
(901) 309-9416
ACE Cash Express
416 E Eh Crump Blvd, Memphis, TN 38126
(901) 948-2402
ACE Cash Express
2628 Frayser Blvd, Memphis, TN 38127
(901) 357-2792
ACE Cash Express
3394 N Watkins St, Memphis, TN 38127
(901) 353-0895
ACE Cash Express
2474 Covington Pike, Memphis, TN 38128
(901) 388-2316
ACE Cash Express
3102 Austin Peay Hwy, Memphis, TN 38128
(901) 937-0897
ACE Cash Express
5129 Yale Rd, Memphis, TN 38134
(901) 266-0225
ACE Cash Express
2117 Sycamore View Rd, Memphis, TN 38134
(901) 383-2274
American Cash Advance
6195 Macon Rd Ste 3, Memphis, TN 38134
(901) 384-0771
American Cash Advance and Title Loans
3800 Hacks Cross Rd Ste 102, Memphis, TN 38125
(901) 757-8882
Bar None Financial
2611 Ridgeway Rd, Memphis, TN 38119-7444
(901) 312-2994
Benton Loan Firm
2760 Colony Park Dr Ste 104, Memphis, TN 38118-2017
(901) 443-0997
Cash 4 U Check Advance
5281 Winchester Rd, Memphis, TN 38118
(901) 360-8100
Cash America Pawn
1302 Poplar Ave, Memphis, TN 38104
(901) 725-0116
Cash America Pawn
1910 S Third St, Memphis, TN 38109
(901) 774-6335
Cash Depot
7535 Us Hwy 64, Memphis, TN 38133
(901) 383-1137
Cash Depot of Tennessee Llc
7535 Us Highway 64, Memphis, TN 38133
(901) 383-4117
Cash Express USA
4074 Elvis Presley Blvd, Memphis, TN 38116
(901) 395-8401
Cash Express USA
7948 Winchester Rd Ste 107, Memphis, TN 38125
Cash Express USA
1983 Covington Pike, Memphis, TN 38134
(901) 373-3800
Cash Finance Company
142 Monroe Ave, Memphis, TN 38103
(901) 440-0062
Cash Friendly Check Advance
4250 S 3rd St, Memphis, TN 38109
(901) 789-2274
Cash Friendly Check Advance
1313 Getwell Rd, Memphis, TN 38111
(901) 454-6118
Cash In A Flash
6922 E Shelby Dr, Memphis, TN 38141
(901) 795-6300
Cash In A Flash Check Advance
1268 Getwell, Memphis, TN 38111
(901) 744-6500
Cash In A Flash Check Advance
3690 Mendenhall, Memphis, TN 38115
(901) 547-1600
Cash In A Flash Check Advance
5823 Winchester Rd, Memphis, TN 38115
(901) 797-9009
Cash In A Flash Check Advance
4359 Elvis Presley Ste 102, Memphis, TN 38116
(901) 332-0220
Cash In A Flash Check Advance
4098 Summer Ave, Memphis, TN 38122
(901) 324-2103
Cash In A Flash Check Advance
1791 Frayser Blvd, Memphis, TN 38127
(901) 358-3408
Cash In A Flash Check Advance
3273 Austin Peay Hwy, Memphis, TN 38128
(901) 385-0220
Cash in a Flash Check Advance
3517 Ramill Rd, Memphis, TN 38128-3301
(901) 266-5597
Cash In A Flash Check Advance
6337 Stage Rd, Memphis, TN 38134
(901) 937-6919
Cash Jewelry Loans, Inc.
5050 Poplar Ave Ste 130, Memphis, TN 38157-0130
(901) 682-8036
Cash Spot
5520 Summer Ave, Memphis, TN 38134
(901) 383-8100
Cash Tyme
3858 Park Ave, Memphis, TN 38111
(901) 454-1977
Cash Way Check Advance
3721 Riverdale Rd, Memphis, TN 38115
(901) 794-0488
Cash-N-Dash
3499 Park Ave Ste 3, Memphis, TN 38111
(901) 323-9730
Cash-N-Dash
5865 Summer Ave, Memphis, TN 38134
(901) 382-7133
Central Check Advance
2617 Central Ave, Memphis, TN 38104
(901) 327-1668
Central Loan & Finance
4083 Summer Ave, Memphis, TN 38122
(901) 454-0906
Check 'n Go
294 N Cleveland St, Memphis, TN 38104
(901) 276-5999
Check 'n Go
3580 Summer Ave, Memphis, TN 38122
(901) 323-2444
Check 'n Go
2548 Covington Pike, Memphis, TN 38128
(901) 937-4666
Check Advance
6310 Winchester Rd, Memphis, TN 38115
(901) 566-0557
Check Advance National Check Cashing
1609 Madison Ave, Memphis, TN 38104
(901) 272-8877
Check Advance National Check Cashing
1386 Elvis Presley Blvd, Memphis, TN 38106
(901) 942-9820
Check Advance National Check Cashing
1391 N Hollywood St, Memphis, TN 38108
(901) 454-9232
Check Advance National Check Cashing
3174 Summer Ave, Memphis, TN 38112
(901) 452-0364
Check Advance National Check Cashing
2989 Lamar Ave, Memphis, TN 38114
(901) 743-5757
Check Advance National Check Cashing
3858 E Shelby Dr, Memphis, TN 38118
(901) 546-9792
Check Advance National Check Cashing
3317 Winchester Rd, Memphis, TN 38118
(901) 795-1552
Check Advance National Check Cashing
416 E Eh Crump Blvd, Memphis, TN 38126
(901) 948-7407
Check Advance National Check Cashing
2628 Frayser Blvd, Memphis, TN 38127
(901) 357-1232
Check Advance National Check Cashing
3979 Jackson Ave, Memphis, TN 38128
(901) 385-2514
Check Holders
1918 Madison Ave, Memphis, TN 38104
(901) 444-3413
Check Into Cash
5 S Main St, Memphis, TN 38103
(901) 543-8271
Check Into Cash
1213 Getwell Rd, Memphis, TN 38111
(901) 327-8383
Check Into Cash
2926 Lamar Ave Ste 109, Memphis, TN 38114
(901) 744-3230
Check Into Cash
6636 Winchester Rd, Memphis, TN 38115
(901) 362-2420
Check Into Cash
4041 Elvis Presley Blvd, Memphis, TN 38116
(901) 396-5737
Check Into Cash
5079 Park Ave, Memphis, TN 38117
(901) 680-1946
Check Into Cash
4514 Summer Ave Ste 9, Memphis, TN 38122
(901) 685-9844
Check Into Cash
8385 Us Highway 64 Ste 113, Memphis, TN 38133
(901) 377-9722
Check N Go
2548 Covington Pike, Memphis, TN 38128-6072
(901) 937-4666
Check N' Go
5065 American Way Suite 104, Memphis, TN 38115
(901) 363-8323
Drive Financial Services
4054 Willow Lake Blvd, Memphis, TN 38118-7045
(800) 877-4696
Easy Money
3638 Park Ave, Memphis, TN 38111
(901) 327-7779
Easy Money
5040 Summer Ave, Memphis, TN 38112
(901) 767-5834
Easy Money
6569 Winchester Rd, Memphis, TN 38115
(901) 375-4677
Easy Money
4109 Getwell Rd, Memphis, TN 38118
(901) 360-8883
Easy Money
7535 Highway 64, Memphis, TN 38133
(901) 383-4117
Ez Cash
4616 Winchester Rd, Memphis, TN 38118
(901) 795-8004
EZ Cash
4616 Winchester Rd, Memphis, TN 38118-5243
(901) 795-8004
Ez Cash
5865 Summer Ave, Memphis, TN 38134
(901) 869-9074
Fastest Cash Advance & Payday Loans
50 N Front St, Memphis, TN 38103
(901) 321-0442
Global Business Finance Corporation
5865 Ridgeway Center Parkway Suite 374, Memphis, TN 38120
(901) 820-4362
Hunt Financial Group
2899 S Mendenhall Rd Ste 4, Memphis, TN 38115-2247
(800) 738-7712
Lima One Capital
5100 Poplar Ave Fl 27, Memphis, TN 38137
(901) 206-2219
My Speedy Business Loan
1255 Lynnfield Rd,, Memphis, TN 38119
(850) 483-0004
National Check Cashing
3201 S 3rd St, Memphis, TN 38109
(901) 398-9957
National Check Cashing Check Cashing Advance
2242 Lamar Ave, Memphis, TN 38114
(901) 324-0950
Neighborhood Cash Advance
4456 Elvis Presley Blvd, Memphis, TN 38116
(901) 396-1213
One Loan Place
5100 Poplar Ave Ste 2700, Memphis, TN 38137
(901) 451-9944
Quik Lend
1620 Madison Ave, Memphis, TN 38104
(901) 276-1959
Quik Lend
4269 Elvis Presley Blvd, Memphis, TN 38116
(901) 346-2726
Quik-Lend
3921 Park Ave, Memphis, TN 38111
(901) 458-3844
Quik-Lend
2838 Hickory Hill Rd, Memphis, TN 38115
(901) 794-6565
Quik-Lend
3148 S Perkins Rd, Memphis, TN 38118
(901) 565-7522
Quik-Lend
2830 Austin Peay Ste 6, Memphis, TN 38128
(901) 385-1733
Shelby County Check Cashing
3024 Covington Pike Ste 5, Memphis, TN 38128
(901) 382-4010
Signature Finance
1920 Madison Ave, Memphis, TN 38104
(901) 300-4019
Tennessee Title Loans
4227 Elvis Presley Blvd, Memphis, TN 38116
(901) 310-3089
Time Finance
1924 Madison Ave, Memphis, TN 38104
(901) 440-0030
Top Dollar Loans
5818 Winchester Rd, Memphis, TN 38115-4711
(901) 375-1375
U S A Cash
3686 N Watkins St, Memphis, TN 38127
(901) 353-0032
Online loans from direct lenders (bad credit accepted):

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Beware of False Promises

We do our best to vet all the lenders in our network, but it is always wise to look out for misleading language and false promises.

No legal lender in Memphis can promise instant or guaranteed approval and they will all carry out some form of credit check, even if it isn't via one of the big three credit rating agencies.

The Good News: Regardless of whether this credit check returns a poor credit history, you will not be automatically rejected.

Our users are routinely approved by lenders for reasonable amounts based on their employment status and income level, and they are much less discriminatory than the large banks and traditional lenders. So why not give it a shot?

How Can I Get a Loan with Bad Credit in Memphis, TN?

In order to be eligible to apply, you still must meet these basic requirements, which shouldn't be a problem if you have an income:

  • Earn at least $1,000 per month and can verify this with statements if asked.
  • Be at least 18 years old as loans cannot be issued to minors.
  • Have a bank account with checking facilities so the loan can be deposited quickly.
  • Be a legal US citizen and have a fixed address in Memphis, TN where you can be contacted.

For many people searching for bad credit loans is their last resort, so if you don't have any savings, friends, or family that can help, a credit card, or access to other loan products, then a bad credit loan may be your only solution.

However, even those with good credit enjoy the ease of applying online via our loan connection tool because it's so fast and easy.

If connected and approved by a lender, you could see the cash in your account in as fast as one working day - perfect if you need money fast during an emergency.

Next Steps

Your next step for a personal loan between $100 and $35,000, is to download all your financial statements, scan your IDs, have your SSN on hand, and then double-check how much you can afford to repay each month (including interest).

Then simply use our sliders to choose the amount you need; give us your basic contact details and we'll do the hard work for you.

Tip: If you apply early in the day during the working week, you stand a better chance of getting the funds the next morning.

Note: We and our partners use industry-standard encryption technology to make sure your personal data is safe, and we never pass on or sell this data to third parties.

How To Rebuild Your Credit Score

There's lots of articles out there that claim to help you rebuild your credit score, but the simple fact is the only way to do it is to borrow money and repay it successfully. This shows lenders that you are becoming more trustworthy.

Taking out a bad credit loan in Memphis, Tennessee - a small amount initially - is a great way to get the ball rolling.

Once you successfully repay it, you'll be able to borrow larger amounts and access better loan products, gradually rebuilding your credit.

Having bad credit is not the end of the world like it used to be, there are options out there and with the online lenders looking for more customers there couldn't be a better time to apply.

Top 12 Tennessee Cities by Population:

Online loans from direct lenders (bad credit accepted):

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