Bad Credit Loans Columbus, OH ($100 - $35,000)

Loans for Bad Credit in Columbus, OH

When you have bad credit, it can seem like you have nowhere to turn, but "bad credit loans" are an option in Columbus, OH, even if they aren't really called that.

We can help you connect with lenders that offer all sorts of loans for people with bad credit in Columbus and you stand a chance of being approved.

Yes, you can get cash online! It's very easy to apply and we could see you connected with an online lender in Ohio in a matter of minutes.

You can choose between $100 and $35,000 depending on your own needs.

This might come in the form of a payday loan that is repaid in one lump sum after you next get your wages, or a larger personal loan that's repaid over a longer period in installments.

Either way, the lenders in our network have the flexibility to meet the needs of borrowers with different situations.

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Loans Available in the Following Columbus, Ohio Zip Codes:

43085, 43201, 43202, 43203, 43204, 43205, 43206, 43207, 43209, 43210, 43211, 43212, 43213, 43214, 43215, 43217, 43219, 43220, 43221, 43222, 43223, 43224, 43227, 43228, 43229, 43230, 43231, 43232, 43235, 43240, 43226, 43704, 43270, 43284, 43234, 43272, 43266, 43287, 43251, 43291, 43271, 43260, 43236, 43268, 43279, 43265, 43216, 43299, 43218

On the Map:

Columbus, OH City Data:

Population: 895877

Average car ownership: 2

Median age: 32.3

Median household income: $52971

Median property value: $159400

Homeownership rate: 45.1

Poverty rate: 20.8

Columbus Photo:

Columbus, OH

How to Get a Loan with Bad Credit in Columbus, OH?

We know what it's like spending time waiting in line at the bank, filling out the paperwork, only to be told you've been rejected. So, why not go the online route?

It's fast, easy, and you'll know onscreen if a lender has approved you.

These loans are perfectly legal in Columbus, OH, do not require collateral (unsecured), and are open to those with a poor credit history.

What's more, our handy loan connection tool means you don't even have to make multiple applications!

Gone are the days of having to travel to the bank or storefront lender to make your application. Our loan connection tool streamlines the entire process, allowing you to get started using any device with a web browser.

Just select an amount from $100 to $35,000, provide us your contact details, and we'll do the rest – passing the info among a network of legally licensed lenders in Columbus, Ohio.

If connected, we send you right to their application page, so you don't have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting.

What could be easier than that?

Are Online Bad Credit Loans Safe?

Yes, they are safe. Even though some websites can use shady tactics to get you to sign up, we ensure all the lenders in our network are fully licensed and legally able to issue loans in Ohio, just like if you went to the loan store. In fact, some operate online and have storefronts in the city anyway.

Because we are not a lender and cannot make decisions about your application you won't learn your interest rate and other terms unless you are connected with a lender and they make you an offer.

But state law means you'll be given a digital copy of the terms and conditions, including the total amount you can borrow, the interest rate and how it will be applied to each installment, and the repayment schedule.

Note: When signing up you need to provide a checking account in your name for the loan to be deposited. That means you need to ensure you have funds in your account on these dates to cover the loan payments.

Columbus, Ohio Bad Credit Loan Companies:

Abdiel Financial Ideals LLC
1660 Nw Professional Plaza Ste. H, Columbus, OH 43220
(614) 441-8200
ACE Cash Express
5206 E Main St, Columbus, OH 43213
(614) 866-4017
Ace Cash Express
5206 E Main St, Columbus, OH 43213-2411
(614) 866-4017
Advance America
3651 W Broad St, Columbus, OH 43228-1450
(614) 237-0707
Advance America Cash Advance
1910 Hard Rd, Columbus, OH 43235
(614) 791-9249
Advance Pay USA
4537 E Main St, Columbus, OH 43213
(614) 235-8300
Advance Pay USA
4537 E Main St, Columbus, OH 43213-3038
(614) 235-8300
Always Payday
1197 W 5th Ave, Columbus, OH 43212
(614) 485-0400
Always Payday
1335 Dublin Rd Ste 118a, Columbus, OH 43215-7040
(614) 883-6100
Always Payday
5524 Hall Rd, Columbus, OH 43228
(614) 870-0700
Always Payday
2084 E Dublin Granville Rd, Columbus, OH 43229
(614) 882-0400
Always Payday
2260 S Hamilton Rd, Columbus, OH 43232
(614) 751-0400
Cash Advance Columbus
605 N High St, Columbus, OH 43215
(877) 663-0371
Cash Today Financial
3 Nationwide Plz Ste 28, Columbus, OH 43228
(614) 300-7686
Check 'n Go
77 E Gay St, Columbus, OH 43215
(614) 280-9100
Check 'n Go
5245 North Hamilton Rd, Columbus, OH 43230
(614) 337-0578
Check Cashers-National Check Cashers
724 Polaris Pkwy, Columbus, OH 43085
(614) 781-9700
Check Cashers-National Check Cashers
5135 E Main St, Columbus, OH 43213
(614) 322-3030
Check Cashers-National Check Cashers
8 N High St, Columbus, OH 43215
(614) 221-3030
Check Cashers-National Check Cashers
3685 E Livingston Ave, Columbus, OH 43227
(614) 231-3030
Check Cashers-National Check Cashers
2365 S Hamilton Rd, Columbus, OH 43232
(614) 866-3030
Check Exchange
3839 S High St, Columbus, OH 43207-4013
(614) 409-0747
Check Exchange
2151 Eakin Rd, Columbus, OH 43223
(614) 272-5014
Check Into Cash
2117 Eakin Rd, Columbus, OH 43223
(614) 272-0317
Check Into Cash
2473 E Dublin Granville Rd, Columbus, OH 43229
(614) 899-2330
Check N' Go
2918 E Main St, Columbus, OH 43209
(614) 300-2436
Check N' Go
1971 E Dublin-granville Rd, Columbus, OH 43229
(614) 841-4862
Check$mart
2824 S. Hamilton Rd., Columbus, OH 43232
(614) 452-4373
CheckSmart
1015 N High St, Columbus, OH 43201
(614) 291-4100
CheckSmart
170 N Wilson Rd, Columbus, OH 43204
(614) 276-3334
CheckSmart
1255 Parsons Ave, Columbus, OH 43206
(614) 445-6669
CheckSmart
7095 E Broad St, Columbus, OH 43213
(614) 575-9780
CheckSmart
2013 Zettler Center Dr, Columbus, OH 43223
(614) 274-9338
CheckSmart
5462 West Pointe Plz, Columbus, OH 43228
(614) 527-4444
CheckSmart
1624 E Dublin Granville Rd, Columbus, OH 43229
(614) 882-2217
CheckSmart
2496 Morse Rd, Columbus, OH 43231
(614) 478-4040
CheckSmart
7370 Sawmill Rd, Columbus, OH 43235
(614) 764-1110
Columbus Checkcashers
4399 E Livingston Ave, Columbus, OH 43227-2400
(855) 856-9757
Columbus Finance
3050 E Main St, Columbus, OH 43209
(614) 236-8541
Fastest Cash Advance & Payday Loans
100 E Broad St, Columbus, OH 43215
(614) 245-0290
First American Cash Advance
3329 E Broad St, Columbus, OH 43213
(614) 235-8176
Good People Big Heart
697 Woodbury Ave, Columbus, OH 43223-2106
(614) 725-2127
Kroger Money Services
150 W Sycamore St, Columbus, OH 43215
(614) 340-7979
My Ohio Payday
250 Old Wilson Bridge Rd, Columbus, OH 43085
(614) 407-9496
National Check Cashers
4775 E Broad St, Columbus, OH 43213
(614) 255-3030
National Check Cashers
1512 Morse Rd, Columbus, OH 43229
(614) 885-3030
Ohio Auto Loan Services
3178 Cleveland Ave, Columbus, OH 43224
(614) 702-7861
Online loans from direct lenders (bad credit accepted):

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Beware of False Promises

We do our best to vet all the lenders in our network, but it is always wise to look out for misleading language and false promises.

No legal lender in Columbus can promise instant or guaranteed approval and they will all carry out some form of credit check, even if it isn't via one of the big three credit rating agencies.

The Good News: Regardless of whether this credit check returns a poor credit history, you will not be automatically rejected.

Our users are routinely approved by lenders for reasonable amounts based on their employment status and income level, and they are much less discriminatory than the large banks and traditional lenders. So why not give it a shot?

How Can I Get a Loan with Bad Credit in Columbus, OH?

In order to be eligible to apply, you still must meet these basic requirements, which shouldn't be a problem if you have an income:

  • Earn at least $1,000 per month and can verify this with statements if asked.
  • Be at least 18 years old as loans cannot be issued to minors.
  • Have a bank account with checking facilities so the loan can be deposited quickly.
  • Be a legal US citizen and have a fixed address in Columbus, OH where you can be contacted.

For many people searching for bad credit loans is their last resort, so if you don't have any savings, friends, or family that can help, a credit card, or access to other loan products, then a bad credit loan may be your only solution.

However, even those with good credit enjoy the ease of applying online via our loan connection tool because it's so fast and easy.

If connected and approved by a lender, you could see the cash in your account in as fast as one working day - perfect if you need money fast during an emergency.

Next Steps

Your next step for a personal loan between $100 and $35,000, is to download all your financial statements, scan your IDs, have your SSN on hand, and then double-check how much you can afford to repay each month (including interest).

Then simply use our sliders to choose the amount you need; give us your basic contact details and we'll do the hard work for you.

Tip: If you apply early in the day during the working week, you stand a better chance of getting the funds the next morning.

Note: We and our partners use industry-standard encryption technology to make sure your personal data is safe, and we never pass on or sell this data to third parties.

How To Rebuild Your Credit Score

There's lots of articles out there that claim to help you rebuild your credit score, but the simple fact is the only way to do it is to borrow money and repay it successfully. This shows lenders that you are becoming more trustworthy.

Taking out a bad credit loan in Columbus, Ohio - a small amount initially - is a great way to get the ball rolling.

Once you successfully repay it, you'll be able to borrow larger amounts and access better loan products, gradually rebuilding your credit.

Having bad credit is not the end of the world like it used to be, there are options out there and with the online lenders looking for more customers there couldn't be a better time to apply.

Top 12 Ohio Cities by Population:

Online loans from direct lenders (bad credit accepted):

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