Bad Credit Loans Modesto, CA ($100 - $35,000)

Loans for Bad Credit in Modesto, CA

When you have bad credit, it can seem like you have nowhere to turn, but "bad credit loans" are an option in Modesto, CA, even if they aren't really called that.

We can help you connect with lenders that offer all sorts of loans for people with bad credit in Modesto and you stand a chance of being approved.

Yes, you can get cash online! It's very easy to apply and we could see you connected with an online lender in California in a matter of minutes.

You can choose between $100 and $35,000 depending on your own needs.

This might come in the form of a payday loan that is repaid in one lump sum after you next get your wages, or a larger personal loan that's repaid over a longer period in installments.

Either way, the lenders in our network have the flexibility to meet the needs of borrowers with different situations.

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Loans Available in the Following Modesto, California Zip Codes:

95350, 95351, 95354, 95355, 95356, 95357, 95358, 95352, 95353, 95397

On the Map:

Modesto, CA City Data:

Population: 210166

Average car ownership: 2

Median age: 35.3

Median household income: $54024

Median property value: $236200

Homeownership rate: 54.6

Poverty rate: 17

Modesto Photo:

Modesto, CA

How to Get a Loan with Bad Credit in Modesto, CA?

We know what it's like spending time waiting in line at the bank, filling out the paperwork, only to be told you've been rejected. So, why not go the online route?

It's fast, easy, and you'll know onscreen if a lender has approved you.

These loans are perfectly legal in Modesto, CA, do not require collateral (unsecured), and are open to those with a poor credit history.

What's more, our handy loan connection tool means you don't even have to make multiple applications!

Gone are the days of having to travel to the bank or storefront lender to make your application. Our loan connection tool streamlines the entire process, allowing you to get started using any device with a web browser.

Just select an amount from $100 to $35,000, provide us your contact details, and we'll do the rest – passing the info among a network of legally licensed lenders in Modesto, California.

If connected, we send you right to their application page, so you don't have to deal with any middlemen. And, if you have digital copies of your financial statements and other documents on hand, all you have to do is attach them before submitting.

What could be easier than that?

Are Online Bad Credit Loans Safe?

Yes, they are safe. Even though some websites can use shady tactics to get you to sign up, we ensure all the lenders in our network are fully licensed and legally able to issue loans in California, just like if you went to the loan store. In fact, some operate online and have storefronts in the city anyway.

Because we are not a lender and cannot make decisions about your application you won't learn your interest rate and other terms unless you are connected with a lender and they make you an offer.

But state law means you'll be given a digital copy of the terms and conditions, including the total amount you can borrow, the interest rate and how it will be applied to each installment, and the repayment schedule.

Note: When signing up you need to provide a checking account in your name for the loan to be deposited. That means you need to ensure you have funds in your account on these dates to cover the loan payments.

Modesto, California Bad Credit Loan Companies:

Absolute Loans
3001 Coffee Rd Ste 1, Modesto, CA 95355-1764
(209) 572-1654
ACE Cash Express
1320 Standiford Ave Ste 8, Modesto, CA 95350
(209) 572-2900
ACE Cash Express
2020 W Briggsmore Ave, Modesto, CA 95350
(209) 353-3901
ACE Cash Express
2001 Tully Rd Ste C, Modesto, CA 95350
(209) 544-2100
ACE Cash Express
420 H St, Modesto, CA 95351
(209) 900-5162
ACE Cash Express
2508 Oakdale Rd Ste C3, Modesto, CA 95355
(209) 353-1938
Advance America
1801 H St Ste A-2, Modesto, CA 95354
(209) 527-1390
Advance America Cash Advance
2101 Standiford Ave Ste J, Modesto, CA 95350
(209) 579-1007
Advance America Cash Advance
2401 E Orangeburg Ave Ste 170, Modesto, CA 95355
(209) 579-1508
Allied Cash Advance
1421 Coffee Rd, Modesto, CA 95355
(209) 522-2706
American General Finance
1300 Sylvan Ave Ste C13, Modesto, CA 95355
(209) 524-5014
California Check Cashing Stores
1800 Prescott Rd, Modesto, CA 95350
(209) 578-2727
California Check Cashing Stores
417 Mchenry Ave, Modesto, CA 95354
(209) 222-3761
Cash 1
3440 Mchenry Ave, Modesto, CA 95350
(209) 248-4966
Check 'N Go
1717 Oakdale Road Suite M, Modesto, CA 95355
(209) 572-4400
Check Into Cash
2020 Standiford Ave Ste J3, Modesto, CA 95350
(209) 342-0160
Check Into Cash
2519 Coffee Rd Ste 101, Modesto, CA 95355
(209) 576-7917
Check N' Go
2100 Standiford Ave., Modesto, CA 95350
(209) 524-7830
Citifinancial
3440 Mchenry Ave, Modesto, CA 95350-1454
(209) 577-1017
Dreamlife Financial Modesto Branch
1800 Tully Rd Ste A2, Modesto, CA 95350-2923
(209) 579-7580
Fast Auto And Payday Loans
201 Mchenry Ave Ste A, Modesto, CA 95354
(209) 353-4689
Harmon Financial Corporation
Po Box 3966, Modesto, CA 95352-3966
(209) 526-4440
Landmark Financial
2173 Morrill Road, Modesto, CA 95357
(209) 575-1031
LoanMart Title Loans at Dolex
1117 Crows Landing Rd, Modesto, CA 95351
(804) 294-2611
Money Mart
1301 J St, Modesto, CA 95354
(209) 523-8962
Mortgage Tree Lending
100 Poplar Avenue, Modesto, CA 95354
(209) 579-1070
Northstar Financial
121 Downey Ave # 206, Modesto, CA 95354-1225
(209) 524-6190
Omc Real Estate Financing
1031 Mc Henry Avenue Suite #1, Modesto, CA 95350-5434
(209) 526-3398
One Main Financial
2900 Standiford Ave Ste 12, Modesto, CA 95350
(209) 522-3247
Pan American Bank
4623 Mchenry Ave Ste C, Modesto, CA 95356-9521
(209) 667-9226
Thorson Financial
1101 Standiford Ave, Suite C-2, Modesto, CA 95350-0981
(209) 522-0250
Tiny Cash Payday Loans - Modesto
3739 Mchenry Ave, Modesto, CA 95356
(888) 539-0502
Tiny Cash Payday Loans Modesto
2601 Oakdale Rd, Modesto, CA 95355
(888) 539-0502
Online loans from direct lenders (bad credit accepted):

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Beware of False Promises

We do our best to vet all the lenders in our network, but it is always wise to look out for misleading language and false promises.

No legal lender in Modesto can promise instant or guaranteed approval and they will all carry out some form of credit check, even if it isn't via one of the big three credit rating agencies.

The Good News: Regardless of whether this credit check returns a poor credit history, you will not be automatically rejected.

Our users are routinely approved by lenders for reasonable amounts based on their employment status and income level, and they are much less discriminatory than the large banks and traditional lenders. So why not give it a shot?

How Can I Get a Loan with Bad Credit in Modesto, CA?

In order to be eligible to apply, you still must meet these basic requirements, which shouldn't be a problem if you have an income:

  • Earn at least $1,000 per month and can verify this with statements if asked.
  • Be at least 18 years old as loans cannot be issued to minors.
  • Have a bank account with checking facilities so the loan can be deposited quickly.
  • Be a legal US citizen and have a fixed address in Modesto, CA where you can be contacted.

For many people searching for bad credit loans is their last resort, so if you don't have any savings, friends, or family that can help, a credit card, or access to other loan products, then a bad credit loan may be your only solution.

However, even those with good credit enjoy the ease of applying online via our loan connection tool because it's so fast and easy.

If connected and approved by a lender, you could see the cash in your account in as fast as one working day - perfect if you need money fast during an emergency.

Next Steps

Your next step for a personal loan between $100 and $35,000, is to download all your financial statements, scan your IDs, have your SSN on hand, and then double-check how much you can afford to repay each month (including interest).

Then simply use our sliders to choose the amount you need; give us your basic contact details and we'll do the hard work for you.

Tip: If you apply early in the day during the working week, you stand a better chance of getting the funds the next morning.

Note: We and our partners use industry-standard encryption technology to make sure your personal data is safe, and we never pass on or sell this data to third parties.

How To Rebuild Your Credit Score

There's lots of articles out there that claim to help you rebuild your credit score, but the simple fact is the only way to do it is to borrow money and repay it successfully. This shows lenders that you are becoming more trustworthy.

Taking out a bad credit loan in Modesto, California - a small amount initially - is a great way to get the ball rolling.

Once you successfully repay it, you'll be able to borrow larger amounts and access better loan products, gradually rebuilding your credit.

Having bad credit is not the end of the world like it used to be, there are options out there and with the online lenders looking for more customers there couldn't be a better time to apply.

Top 12 California Cities by Population:

Online loans from direct lenders (bad credit accepted):

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